5609 O'Conee St, Lula, GA 30554 Property Records

Hall County property record for 5609 O'Conee St, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1960
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Jan 2020)
Tax Bill	$1,821 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-006A-014-003`

Property Details

APN / Parcel Number

Primary APN	`15-006A-014-003`
Alternative APN	`42869`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	880 sqft Heated Area
1st Floor Area	660 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1999
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	180 ft deep x 90 ft wide
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	42869
Street Address	5609 OCONEE ST
City	LULA
State	GA
Zip	30554-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-IV
Legal Description	CORRINE NESBITT PTLT 23,24
Legal Subdivision	LULA
Legal Lot Number	23,24
Jurisdiction	HALL GA
Township / Civil Division	LULA
Census Block Group	2
Census Block	2067
Census Tract	101

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5609 OCONEE ST, LULA, GA 30554-3044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ
Feb 26, 2026	Limited Warranty Deed, Transfer · VA Mortgage EQUITY PRIME MORTGAGE
Jan 17, 2020	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS
Sep 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Mar 7, 2014 · Amount on Record
Deed Document Number	2020302
Deed Book / Page	8411 / 651
Prior Transfer Date	Oct 29, 2013
Prior Transfer Doc	0073150059
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5609 OCONEE ST, LULA, GA 30554-3044
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 OCONEE ST, LULA, GA 30554-3044

Mortgage

Document Number	0088400000000595
Date	Jun 4, 2021
Book Page	0000008840/0000000595

Lender

Name	NEWREZ

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HALL GA
Recording Date	Feb 26, 2026
Property Address	5609 OCONEE ST, LULA, GA 30554-3044
Document Number	0098070748
Book / Page	9807 / 748
Instrument Date	Feb 20, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1.95
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 OCONEE ST, LULA, GA 30554-3044

Mortgage

Document Number	0009807751
Date	Feb 26, 2026
Instrument	9807/751

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Jan 17, 2020
Property Address	5609 OCONEE ST, LULA, GA 30554-3044
Document Number	0084110651
Book / Page	8411 / 651
Instrument Date	Jan 17, 2020
Instrument	2020-000302
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 OCONEE ST, LULA, GA 30554-3044

Mortgage

Document Number	0084110000000653
Date	Jan 21, 2020
Book Page	0000008411/0000000653

Lender

Name	SUCCESS MORTGAGE PARTNERS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HALL GA
Recording Date	Sep 9, 2019
Property Address	5609 OCONEE ST, LULA, GA 30554-3044
Document Number	0083310313
Book / Page	008331 / 000313
Instrument Date	Aug 28, 2019
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 OCONEE ST LULA GA 305543044, LULA, GA 30554-3044

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HALL GA
Recording Date	May 9, 2017
Property Address	5609 OCONEE ST, LULA, GA 30554-3044
Document Number	0078960152
Book / Page	007896 / 000152
Instrument Date	May 3, 2017
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3461 LAWRENCEVILLE SUWANEE RD #D SUWANEE GA 300246428, D, SUWANEE, GA 30024-6428

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Municipality	Lula City
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,821.00 (+0.94%)	$75,560 (+0.96%) Land $13,360 Building $62,200	$188,900 (+0.96%) Land $33,400 Building $155,500
2025	$1,804.00 (-8.43%)	$74,840 (-0.69%) Land $13,360 Building $61,480	$187,100 (-0.69%) Land $33,400 Building $153,700
2023	$1,970.00 (+13.81%)	$75,360 (+24.52%) Land $14,080 Building $61,280	$188,400 (+24.52%) Land $35,200 Building $153,200
2022	$1,731.00	$60,520 Land $12,400 Building $48,120	$151,300 Land $31,000 Building $120,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LULA serves 3,416 people · EPA ID GA1390002
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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