Muskegon County property record for 5609 Oak Tree Ln, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,556 sqft · built 1996 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,817 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit Dec 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06155000003000 |
| Primary APN | 06155000003000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,556 sqft Living Area |
| 1st Floor Area | 2,448 sqft |
| Basement Area | 1,732 sqft |
| Unfinished Basement | 1,732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
| Porch | Covered Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 5609 OAK TREE LN |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-9659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MHDR |
| Legal Description | FRUITLAND TOWNSHIP BUTTERFIELD WOODS LOT 30 |
| Legal Range | 17W |
| Legal Township | 11N |
| Legal Section | 55 |
| Legal Subdivision | BUTTERFIELD WOODS |
| Legal Lot Number | 30 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITLAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 3701 |
5609 Oak Tree Ln is owned and occupied by an individual who acquired it in December 2019.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5609 OAK TREE LN, WHITEHALL, MI 49461-9659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 6, 2019 |
| Transfer Doc | 0005672776 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 5609 OAK TREE LN, WHITEHALL, MI 49461-9659 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005655935 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 4190/203 |
| Instrument | 5655935 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MUSKEGON, MI 49444 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Dec 10, 2019 |
| Property Address | 5609 OAK TREE LN, WHITEHALL, MI 49461-9659 |
| Document Number | 0005672776 |
| Book / Page | 004207 / 000061 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 5672776 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Lifetime Benefit |
| Address | 5609 OAK TREE LN WHITEHALL MI 494619659, WHITEHALL, MI 49461-9659 |
The 2025 property tax bill for 5609 Oak Tree Ln was $5,817 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitland Township |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,700 (+20.92%) | $713,400 (+20.92%) | |
| 2025 | $5,817.00 Homeowner's exemption | $295,000 | $590,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5609 Oak Tree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5609 Oak Tree Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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