5609 N River Rd, Byron, IL 61010 Property Records

Ogle County property record for 5609 N River Rd, Byron, IL 61010

Property Summary

Property TypeSingle Family Home
Details1,312 sqft · built 1997
Lot Size0.39 acres (16,992 sqft)
Owner2 Individual Names on Record
Tax Bill$3,319 (2025)
Deeds & MortgagesNov 2021 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-11-152-028

Property Details

APN / Parcel Number

Primary APN09-11-152-028

Interior

Stories1 Story
Building Area1,312 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area16,992 sqft (0.39 acres)
Lot Dimensions110 ft deep x 150 ft wide

Location & Zoning

Street Address5609 N RIVER RD
CityBYRON
StateIL
Zip61010-9505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: E2 LOT 48 & ALL LTS 49 & 50 BLK 5 ROCK RIVER TERRACE
Legal SubdivisionROCK RIVER TERRACE
Legal Block5
Legal Lot Number48-50
JurisdictionOGLE IL
Township / Civil DivisionROCKVALE
Census Block Group1
Census Block1043
Census Tract961700

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5609 N RIVER RD, BYRON, IL 61010-9505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 17, 2017Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address5609 N RIVER RD, BYRON, IL 61010-9505
Transaction TypeMortgage
Record UpdatedNov 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007965
DateNov 1, 2021
Instrument202107965
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term96 Months
DueNov 1, 2029
Interest
Rate TypeFixed Rate

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address5609 N RIVER RD, BYRON, IL 61010-9505
Document Number0000001562
Instrument DateMar 17, 2017
Transaction TypeMortgage
Record UpdatedApr 6, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5609 N RIVER RD BYRON IL 610109505, BYRON, IL 61010-9505

Mortgage

Document Number0000001562
DateMar 24, 2017
Instrument1562
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueMar 23, 2032

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionRockvale Township
Unified School DistrictByron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,319.00 (+30.41%)$59,181 (+18.96%) Land $10,642 Building $48,539$177,543 (+18.96%) Land $31,926 Building $145,617
2023$49,748 Land $8,946 Building $40,802$149,244 Land $26,838 Building $122,406
2022$2,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims33 (1982–2026)
Claims Outside the SFHA6 of 33
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Jul 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBYRON
serves 3,784 people · EPA ID IL1410100
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AaroBand.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N River Rd

Nearby Streets

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