5609 McCartney Rd, Sandusky, OH 44870 Property Records

Erie County property record for 5609 McCartney Rd, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,816 sqft · built 2001
Lot Size	0.699 acres (30,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Sep 2021)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-00564-003`

Property Details

APN / Parcel Number

Primary APN	`60-00564-003`
Alternative APN	`004810-2`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	30,448 sqft (0.699 acres)
Lot Dimensions	293 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	417 sqft
Porch	Slab
Porch Area	104 sqft
Deck Area	Deck Area
Patio Area	872 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004810-2
Street Address	5609 MCCARTNEY RD
City	SANDUSKY
State	OH
Zip	44870-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A-17 N SIDE MCCARTNEY RD .6987A
Legal Subdivision	SUBDIVISION #1 OF THE MCCARTNEY ESTATE
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	2
Census Block	2018
Census Tract	41702

Owner

Source: Erie County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5609 MCCARTNEY RD, SANDUSKY, OH 44870-1537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit THE OLD FORT BANKING CO
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit THE OLD FORT BANKING COMPANY
Sep 3, 2021	Survivorship Deed, Transfer · Conventional Mortgage THE OLD FORT BANKING COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Jun 28, 2016 · Amount on Record
Deed Document Number	202110098
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	5609 MCCARTNEY RD, SANDUSKY, OH 44870-1537
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006922
Date	Sep 5, 2025
Instrument	202506922

Lender

Name	THE OLD FORT BANKING CO
Type	Bank
Address	TIFFIN, OH 44883

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Jul 30, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	5609 MCCARTNEY RD, SANDUSKY, OH 44870-1537
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 MCCARTNEY RD, SANDUSKY, OH 44870-1537

Mortgage

Document Number	0000006552
Date	Sep 13, 2023
Instrument	202306552

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank
Address	OLD FORT, OH 44861

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 31, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ERIE OH
Recording Date	Sep 3, 2021
Property Address	5609 MCCARTNEY RD, SANDUSKY, OH 44870-1537
Document Number	0000010098
Map Reference	VOL 2 PG 28
Instrument Date	Sep 1, 2021
Instrument	202110098
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 MCCARTNEY RD, SANDUSKY, OH 44870-1537

Mortgage

Document Number	0000010099
Date	Sep 3, 2021
Instrument	202110099

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,315.00	$89,050 (-) Land $16,597 Building $72,453
2024	$3,315.00 (-0.9%) Homeowner's exemption	$89,050 (+32.73%) Land $16,597 Building $72,453	$254,430 (+32.73%) Land $47,420 Building $207,010
2023	$3,345.00 (+0.78%) Homeowner's exemption	$67,091 (+0.01%) Land $13,104 Building $53,987
2022	$3,319.00 Homeowner's exemption	$67,084 Land $13,104 Building $53,980
2021			$191,690 Land $37,440 Building $154,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · Severe Storms, Tornadoes, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000

May also be available: Amplex Wireless, Verizon, Watch TV.

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