5609 Lovejoy Rd, Byron, MI 48418 Property Records

Shiawassee County property record for 5609 Lovejoy Rd, Byron, MI 48418

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,526 sqft · built 1993
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Dec 2017)
Tax Bill	$4,956 (2025)
Deeds & Mortgages	Oct 2021 Document Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-36-400-001-03`

Property Details

APN / Parcel Number

Primary APN	`015-36-400-001-03`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,526 sqft Living Area
1st Floor Area	2,408 sqft
Basement Area	1,100 sqft
Unfinished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Lot Area	435,600 sqft (10 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5609 LOVEJOY RD
City	BYRON
State	MI
Zip	48418-8848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 36 T5N R3E PT OF SE 14 COM AT PT ON S SEC LN & CLN OF LOVEJOY RD SD PT BEING E'LY 741.35 FT FROM S 14 POST OF SEC TH N'LY
Legal Range	03E
Legal Township	05N
Legal Section	36
Legal Subdivision	SE4 SEC36 T5NR3E
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	ANTRIM
Census Block Group	2
Census Block	2049
Census Tract	31301

Owner

5609 Lovejoy Rd is owned and occupied by an individual who bought it in December 2017.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5609 LOVEJOY RD, BYRON, MI 48418-8848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 7, 2018	Deed of Trust, Mortgage DFCU FIN'L
Dec 7, 2017	Warranty Deed, Transfer · Conventional with PMI DFCU FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2017 · Amount on File
Deed Sale	Dec 8, 2017 · Amount on File
Deed Document Number	20173304367
Deed Book / Page	1241 / 6
Prior Transfer Date	Aug 13, 2013
Prior Transfer Doc	0011900226
Record Updated	Oct 29, 2026

October 2021:

Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 22, 2021
Property Address	5609 LOVEJOY RD, BYRON, MI 48418-8848
Document Number	0012880802
Book / Page	1288 / 802
Instrument Date	Sep 24, 2021
Instrument	3352632
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5609 LOVEJOY RD, 5609, BYRON, MI 48418-8848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 LOVEJOY RD, BYRON, MI 48418-8848

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	5609 LOVEJOY RD, BYRON, MI 48418-8848
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 LOVEJOY RD, BYRON, MI 48418-8848

Mortgage

Document Number	0012860590
Date	Aug 25, 2021
Book Page	1286/590
Instrument	3350398

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	5609 LOVEJOY RD, BYRON, MI 48418-8848
Document Number	0012470474
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 13, 2018
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5609 LOVEJOY RD BYRON MI 484188848, BYRON, MI 48418-8848

Mortgage

Document Number	0012470474
Date	Jun 27, 2018
Book Page	001247/000474
Instrument	3310847

Lender

Name	DFCU FIN'L
Type	Funding / Finance Company
Address	DEARBORN, MI 48126

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 26, 2028

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 7, 2017
Property Address	5609 LOVEJOY RD, BYRON, MI 48418-8848
Document Number	0012410006
Book / Page	001241 / 000006
Instrument Date	Oct 1, 2017
Instrument	3304367
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CISLO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,987.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30072 WICKLOW RD FARMINGTON HILLS MI 483344764, FARMINGTON HILLS, MI 48334-4764

Mortgage

Document Number	12410007
Date	Dec 7, 2017
Book Page	001241/000007
Instrument	3304368

Lender

Name	DFCU FIN'L
Type	Funding / Finance Company
Address	DEARBORN, MI 48126

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 5609 Lovejoy Rd was $4,956 with a homeowner's exemption, up 10.1% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Antrim Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,100 (+11.73%)	$516,200 (+11.73%)
2025	$4,956.00 (+10.06%) Homeowner's exemption	$231,000	$462,000
2024	$4,503.00
2023	$4,503.00 Homeowner's exemption	$194,900	$389,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5609 Lovejoy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5609 Lovejoy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lovejoy Rd

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