5609 Joe Sayers Ave, Austin, TX 78756 Property Records

Travis County property record for 5609 Joe Sayers Ave, Austin, TX 78756

Property Summary

Property Type	Single Family Home
Details	1 ba · 962 sqft · built 1953
Lot Size	0.23 acres (10,008 sqft)
Owner	Individual Name on File
Last Sale	$59,600 (Oct 1994)
Tax Bill	$6,961 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0228060720`

Property Details

APN / Parcel Number

Primary APN	`0228060720`
Alternative APNs	`02280607200000` `228827`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	962 sqft Living Area
1st Floor Area	962 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,008 sqft (0.23 acres)
Lot Dimensions	189 ft deep x 52.5 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Unfinished Porch
Porch Area	186 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	228827
Street Address	5609 JOE SAYERS AVE
City	AUSTIN
State	TX
Zip	78756-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 TERRIO HARRY SUBD
Legal Subdivision	TERRIO HARRY SUBD
Legal Lot Number	3
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1011
Census Tract	205

Owner

5609 Joe Sayers Ave is owned and occupied by an individual who acquired it in November 2023.

Source: Travis County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	5609 JOE SAYERS AVE, AUSTIN, TX 78756-1311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit CITADEL SERVICING CORPORATION
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 20, 2017	Deed of Trust, Mortgage COMPASS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 1994 · Amount on File
Deed Sale	Oct 21, 1994 · Amount on File
Deed Book / Page	12298 / 1764
Last Transfer Date	Nov 29, 2023
Transfer Doc	0000136924
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Recording Date	Jul 22, 2026
Property Address	5609 JOE SAYERS AVE, AUSTIN, TX 78756-1311
Document Number	0000087299
Instrument Date	Jul 17, 2026
Instrument	202687299
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 JOE SAYERS AVE, AUSTIN, TX 78756-1311

Mortgage

Document Number	0000087299,
Date	Jul 22, 2026
Instrument	202687299

Lender

Name	CITADEL SERVICING CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	5609 JOE SAYERS AVE, AUSTIN, TX 78756-1311
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095602
Date	Apr 29, 2021
Instrument	2021095602

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	5609 JOE SAYERS AVE, AUSTIN, TX 78756-1311
Document Number	0000102173
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	TRINITY TITLE/TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 JOE SAYERS AVE AUSTIN TX 787561311, AUSTIN, TX 78756-1311

Mortgage

Document Number	0000102173
Date	Jun 27, 2017
Instrument	102173

Lender

Name	COMPASS BK
Type	Federal Savings Bank
Address	BIRMINGHAM, AL 35202

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5609 Joe Sayers Ave was $6,961 with a homeowner's exemption, down 15.3% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,961.00 (-15.25%) Homeowner's exemption	$448,311 Land $315,029 Building $133,282	$448,311 Land $315,029 Building $133,282
2024	$8,214.00
2023		$578,656 Land $432,000 Building $146,656	$578,656 Land $432,000 Building $146,656
2022	$7,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5609 Joe Sayers Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	12 (1981–2025)
Claims Outside the SFHA	1 of 12
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5609 Joe Sayers Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centric Fiber.

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