Henderson County property record for 5609 Howard Gap Rd, Flat Rock, NC 28731
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,487 sqft · built 1997 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,311 (2025) |
| Deeds & Mortgages | Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9588848064 |
| Primary APN | 9588848064 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,487 sqft Heated Area |
| 1st Floor Area | 1,144 sqft |
| Upper Floors Area | 343 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 220 sqft |
| Deck Area | 176 sqft |
| Canopy | 308 sqft |
| Utility Building | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 200758 |
|---|---|
| Street Address | 5609 HOWARD GAP RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-7720 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | 200758~R2R |
| Legal Description | SR1006 ON HOWARD GAP RD |
| Legal Block | 84 |
| Legal Lot Number | 8064 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 930302 |
Source: Henderson County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5609 HOWARD GAP RD, FLAT ROCK, NC 28731-7720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Nov 2, 2020 |
| Property Address | 5609 HOWARD GAP RD, FLAT ROCK, NC 28731-7720 |
| Document Number | 0035920210 |
| Book / Page | 3592 / 210 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 937216 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 BROOKSIDE CAMP RD APT 3, 151, HENDERSONVILLE, NC 28792-1104 |
| Name | Verified Name |
|---|---|
| Address | OF5609 HOWARD GAP ROAD, FLAT ROCK, NC 28731 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,700 (-) Land $33,400 Building $200,300 | ||
| 2025 | $1,311.00 | $233,700 (-) Land $33,400 Building $200,300 | |
| 2024 | $1,311.00 | ||
| 2023 | $233,700 Land $33,400 Building $200,300 | $233,700 Land $33,400 Building $200,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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