5609 Encanto Dr, Laredo, TX 78046 Property Records

Webb County property record for 5609 Encanto Dr, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,603 sqft · built 2021
Lot Size0.107 acres (4,662 sqft)
OwnerIndividual Name on Record
Tax Bill$1,500 (2024)
Deeds & MortgagesApr 2024 Mortgage
Jun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN930-18014-400

Property Details

APN / Parcel Number

Primary APN930-18014-400
Alternative APN
  • 786530

Interior

Stories1 Story
Building Area1,603 sqft Living Area

Exterior

Year BuiltBuilt 2021
Lot Area4,662 sqft (0.107 acres)
PorchOpen Porch
Porch Area40 sqft

Location & Zoning

Account Number786530
Street Address5609 ENCANTO DR
CityLAREDO
StateTX
Zip78046-5285
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN DEVELOPMENT UNIT IV BLK 14 LOT 40
Legal SubdivisionSOUTHERN DEVELOPMENT UNIT IV
Legal Block14
Legal Lot Number40
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group2
Census Block2000
Census Tract1810

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5609 ENCANTO DR, LAREDO, TX 78046-5285
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2024Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Jun 10, 2022Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2022
Deed SaleJun 10, 2022
Deed Document Number1470237
Deed Book / Page5289 / 854
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address5609 ENCANTO DR, LAREDO, TX 78046-5285
Transaction TypeMortgage
Record UpdatedMay 10, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5609 ENCANTO DR, LAREDO, TX 78046-5285

Mortgage

Document Number005641/843
DateApr 26, 2024
Book Page5641/843
Instrument1528097
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
Address1601 LYNDON B JOHNSON FWY STE 150, FARMERS BRANCH, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term339 Months
DueJul 1, 2052

June 2022: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJun 10, 2022
Property Address5609 ENCANTO DR, LAREDO, TX 78046-5285
Document Number005289/854
Book / Page5289 / 854
Map ReferenceVOL 38 PG 50-52
Instrument DateJun 9, 2022
Instrument1470237
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 22, 2022
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5609 ENCANTO DR, LAREDO, TX 78046-5285

Mortgage

Document Number0001470238
DateJun 10, 2022
Instrument1470238
Lender
NameFLAGSTAR BANK FSB
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$231,355 (+8.47%) Land $45,964 Building $185,391$231,355 (+8.47%) Land $45,964 Building $185,391
2024$1,500.00 (+65.2%)
2023$213,293 Land $43,354 Building $169,939$213,293 Land $43,354 Building $169,939
2022$908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Smartcom Telephone.

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