5609 E Lakeshore Dr, Belton, TX 76513 Property Records

Bell County property record for 5609 E Lakeshore Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1985
Lot Size	0.44 acres (19,201 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,424 (2023)
Deeds & Mortgages	May 2025 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0398270000`

Property Details

APN / Parcel Number

Primary APN	`0398270000`
Alternative APNs	`824038` `74333`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,402 sqft Living Area
1st Floor Area	1,402 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,201 sqft (0.44 acres)
Lot Dimensions	240 ft deep x 160 ft wide
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	824038
Street Address	5609 E LAKESHORE DR
City	BELTON
State	TX
Zip	76513-4826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW 2ND REVISION (BLK 5-6), BLOCK 005, LOT 8, 9
Legal Subdivision	LAKEVIEW 2ND REVISION (BLK 5-6)
Legal Block	5
Legal Lot Number	8,9 9
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	2
Census Block	2009
Census Tract	21701

Owner

5609 E Lakeshore Dr is owned and occupied by two individuals who acquired it in February 2017.

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5609 E LAKESHORE DR, BELTON, TX 76513-4826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 22, 2017	Warranty Deed, Transfer · VA Mortgage ELITE FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2017
Deed Sale	Feb 22, 2017
Deed Document Number	2017-00006976
Record Updated	Sep 20, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 1, 2025
Property Address	5609 E LAKESHORE DR, BELTON, TX 76513-4826
Document Number	0000020591
Map Reference	CAB A SL 235-A
Instrument Date	Apr 30, 2025
Instrument	2025020591
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	MCKNIGHT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 E LAKESHORE DR, BELTON, TX 76513-4826

Mortgage

Document Number	0000020592
Date	May 1, 2025
Instrument	2025020592

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Feb 22, 2017
Property Address	5609 E LAKESHORE DR, BELTON, TX 76513-4826
Document Number	0000006976
Instrument Date	Feb 16, 2017
Instrument	6976
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5609 E LAKESHORE DR BELTON TX 765134826, BELTON, TX 76513-4826

Mortgage

Document Number	6977
Date	Feb 22, 2017
Instrument	6977

Lender

Name	ELITE FINANCING
Type	Funding / Finance Company
Address	AUSTIN, TX 78731

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,424.00 (-1.58%)	$301,696 Land $37,824 Building $263,872	$301,696 Land $37,824 Building $263,872
2022	$4,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5609 E Lakeshore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5609 E Lakeshore Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	439 WSC serves 7,836 people · EPA ID TX0140076
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Altitude ISP, Nextlink.

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