5609 Cottage Hill Rd, Mobile, AL 36609 Property Records

Mobile County property record for 5609 Cottage Hill Rd, Mobile, AL 36609

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,510 sqft · built 1942
OwnerIndividual Name on Record
Last Sale$399,000 (Oct 2025)
Tax Bill$1,586 (2025)
Deeds & MortgagesOct 2025 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNR023302032002001

Property Details

APN / Parcel Number

Primary APNR023302032002001
Alternative APNs
  • 33 02 03 2 002 001.XXX
  • 01076356
  • 1076356

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,510 sqft Living Area
1st Floor Area2,682 sqft
Upper Floors Area828 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Garage TypeMixed
Garage Area528 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area405 sqft
Deck Area224 sqft
Patio Area224 sqft
Utility Building320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1076356
Old Parcel NumberR023302032002001
Street Address5609 COTTAGE HILL RD
CityMOBILE
StateAL
Zip36609-4210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM SW INT OF PRESENT 80 FT R/W OF COTTAGE HILL RD & EAST RD IN NW 1/4 SEC 3 T5S R2W RUN S 02 DEG 51 MIN W ALG W/L OF EAST
Legal Range02W
Legal Township05S
Legal Section03
Legal SubdivisionCOTTAGE HILL
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1013
Census Tract3710

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5609 COTTAGE HILL RD, MOBILE, AL 36609-4210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2025 · Amount on Record
Deed SaleOct 1, 2025 · Amount on Record
Prior SaleOct 16, 2014 · Amount on Record
Deed Document Number2025059227
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateOct 1, 2025
Property Address5609 COTTAGE HILL RD, MOBILE, AL 36609-4210
Document Number0000059227
Map ReferenceMB 3 PG 367
Instrument DateSep 30, 2025
Instrument2025059227
Transaction TypeTransfer
Record UpdatedOct 15, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address650 S UNIVERSITY BLVD, MOBILE, AL 36609-7864

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5609 COTTAGE HILL RD, MOBILE, AL 36609-4210

Mortgage

Document Number0000059228
DateOct 1, 2025
Instrument2025059228
Lender
NameACIPCO FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 1, 2040

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,586.00 (+5.38%) Homeowner's exemption Senior Citizen's exemption$28,540 (+5.24%) Land $5,250 Building $23,290$285,400 (+5.24%) Land $52,500 Building $232,900
2024$1,505.00 Homeowner's exemption Senior Citizen's exemption$27,120 (+7.45%) Land $4,380 Building $22,740$271,200 (+7.45%) Land $43,800 Building $227,400
2023Additional exemption filed$25,240 Land $4,810 Building $20,430$252,400 Land $48,100 Building $204,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1979–2005)
Claims Outside the SFHA4 of 7
Most Recent ClaimMar 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 80% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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