5609 Cedar Chase Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5609 Cedar Chase Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,593 sqft · built 2022
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$630,500 (May 2022)
Tax Bill	$8,855 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092531502300010230`

Property Details

APN / Parcel Number

Primary APN	`092531502300010230`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,593 sqft Heated Area
Gross Area	4,316 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	220 sqft
Patio Area	140 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5609 CEDAR CHASE DR
City	SAINT CLOUD
State	FL
Zip	34771-9309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPLIT OAK RESERVE PB 29 PGS 121-124 LOT 23
Legal Subdivision	SPLIT OAK RESERVE
Legal Lot Number	23
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records · APN 092531502300010230

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5609 CEDAR CHASE DR, SAINT CLOUD, FL 34771-9309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2022 · Amount on Record
Deed Sale	May 06, 2022 · Amount on Record
Deed Document Number	2022072237
Deed Book / Page	6208 / 2955
Record Updated	Jun 08, 2026

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 06, 2022
Property Address	5609 CEDAR CHASE DR, SAINT CLOUD, FL 34771-9309
Document Number	0062082955
Book / Page	6208 / 2955
Map Reference	MB 29 PG 121-124
Instrument Date	Apr 29, 2022
Instrument	2022072237
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,413.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 CEDAR CHASE DR, SAINT CLOUD, FL 34771-9309

Mortgage

Document Number	0062082957
Date	May 06, 2022
Instrument	6208/2957

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,855.00 (-1.76%) Homeowner's exemption	$628,600 (+4.59%) Land $93,000 Building $535,600	$628,600 (+4.59%) Land $93,000 Building $535,600
2023	$9,014.00 (+552.72%)	$601,000 (+758.57%) Land $93,000 Building $508,000	$601,000 (+758.57%) Land $93,000 Building $508,000
2022	$1,381.00	$70,000 Land $70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	About 1 in 201 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.