5609 398th St, Rice, MN 56367 Property Records

Stearns County property record for 5609 398th St, Rice, MN 56367

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 961 sqft · built 1970
Lot Size	0.712 acres (31,024 sqft)
Owner	Individual Name on Record
Last Sale	$219,900 (May 2019)
Tax Bill	$3,094 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-02485-0000`

Property Details

APN / Parcel Number

Primary APN	`04-02485-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	961 sqft Living Area
Gross Area	1,515 sqft
1st Floor Area	924 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,024 sqft (0.712 acres)
Lot Dimensions	277 ft deep x 112 ft wide
Garage Area	780 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water

Location & Zoning

Street Address	5609 398TH ST
City	RICE
State	MN
Zip	56367-9595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 023 BLK 001 WEST RIVER ROAD ADD SECTION 28 TOWNSHIP 126 RANGE 028 SECTION 28 TOWNSHIP 126 RANGE 028
Legal Range	28W
Legal Township	126
Legal Section	28
Legal Subdivision	WEST RIVER ROAD ADD
Legal Block	1
Legal Lot Number	23
Jurisdiction	STEARNS MN
Township / Civil Division	BROCKWAY
Census Block Group	1
Census Block	1040
Census Tract	10200

Owner

Source: Stearns County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5609 398TH ST, RICE, MN 56367-9595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
May 7, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Deed Document Number	20191543001
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Sep 28, 2026
Property Address	5609 398TH ST, RICE, MN 56367-9595
Document Number	0001721663
Instrument Date	Sep 19, 2026
Instrument	20261721663
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 398TH ST, RICE, MN 56367-9595

Mortgage

Document Number	0001721663,
Date	Sep 28, 2026
Instrument	20261721663

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2041

Interest

Max Rate	-1%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 7, 2019
Property Address	5609 398TH ST, RICE, MN 56367-9595
Document Number	00A1543001
Instrument Date	May 1, 2019
Instrument	A1543001
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 398TH ST, RICE, MN 56367-9595

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Brockway Township
Unified School District	Sartell-St. Stephen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,094.00 (+18.27%)	$313,400 (+0.55%) Land $62,900 Building $250,500	$313,400 (+0.55%) Land $62,900 Building $250,500
2025		$311,700 (+16.05%) Land $58,700 Building $253,000	$311,700 (+16.05%) Land $58,700 Building $253,000
2023	$2,616.00	$268,600 Land $58,700 Building $209,900	$268,600 Land $58,700 Building $209,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Albany Mutual Telephone Association.

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