5608 Beggs Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5608 Beggs Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,509 sqft · built 2022
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Oct 2022)
Tax Bill	$4,412 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162531552400011310`

Property Details

APN / Parcel Number

Primary APN	`162531552400011310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,509 sqft Heated Area
Gross Area	2,160 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5608 BEGGS RD
City	SAINT CLOUD
State	FL
Zip	34771-7630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIREGRASS PH 1 PB 29 PGS 73-78 LOT 131
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	WIREGRASS PHS 1
Legal Phase	1
Legal Tract	5524
Legal Lot Number	131
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5608 BEGGS RD, SAINT CLOUD, FL 34771-7630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 3, 2022	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC
Jul 25, 2023	Correction Deed ATTORNEY ONLY, ATTORNEY
Sep 27, 2021	Special Warranty Deed, Construction Loan ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Mar 3, 2022 · Amount on Record
Deed Document Number	2022158123
Deed Book / Page	6306 / 308
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 26, 2022
Property Address	5608 BEGGS RD, SAINT CLOUD, FL 34771-7630
Document Number	0063060308
Book / Page	6306 / 308
Map Reference	MB 29 PG 73-78
Instrument Date	Oct 21, 2022
Instrument	2022158123
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6825 SUNSET BAY WAY #101101, 101101, ORLANDO, FL 32821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5608 BEGGS RD, SAINT CLOUD, FL 34771-7630

Mortgage

Document Number	0006306310
Date	Oct 26, 2022
Instrument	6306/310

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 3, 2022
Property Address	5608 BEGGS RD, SAINT CLOUD, FL 34771-7630
Document Number	0061631816
Book / Page	6163 / 1816
Map Reference	MB 29 PG 73-78
Instrument Date	Feb 28, 2022
Instrument	2022034812
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	NOT AVAILABLE, APOLLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,395.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 E WASHINGTON ST, ORLANDO, FL 32801-2311

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5608 BEGGS RD, SAINT CLOUD, FL 34771-7630

Mortgage

Document Number	0061631821
Date	Mar 3, 2022
Instrument	6163/1821

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

July 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 25, 2023
Property Address	5608 BEGGS RD, SAINT CLOUD, FL 34771-7630
Document Number	0064451005
Book / Page	6445 / 1005
Map Reference	MB 29 PG 73-78
Instrument Date	Sep 25, 2021
Instrument	2023095490
Record Updated	Jan 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3801 AVALON PARK EAST BLVD STE 400, 400, ORLANDO, FL 32828-4902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 PLAZA AMERICA DR STE 1100, 1100, RESTON, VA 20190-4771

September 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 27, 2021
Property Address	5608 BEGGS RD, SAINT CLOUD, FL 34771-7630
Document Number	0060521421
Book / Page	6052 / 1421
Map Reference	MB 29 PG 73-78
Instrument Date	Sep 21, 2021
Instrument	2021149762
Transaction Type	Construction Loan
Record Updated	Jan 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$79,351.30
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3801 AVALON PARK EAST BLVD STE 400, 400, ORLANDO, FL 32828-4902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 PLAZA AMERICA DR STE 1100, 1100, RESTON, VA 20190-4771

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,412.00 (+2.72%) Homeowner's exemption	$307,900 (+1.55%) Land $75,000 Building $232,900	$307,900 (+1.55%) Land $75,000 Building $232,900
2023	$4,295.00 (+219.57%) Homeowner's exemption	$303,200 (+451.27%) Land $75,000 Building $228,200	$303,200 (+451.27%) Land $75,000 Building $228,200
2022	$1,344.00	$55,000 Land $55,000	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Hotwire Communications, Utah Broadband, Xfinity.

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