5607 Standing Oak Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5607 Standing Oak Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,274 sqft · built 1989
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Nov 2018)
Tax Bill	$3,785 (2026)
Deeds & Mortgages	May 2026 Mortgage Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`721-67-84-08-700-000`

Property Details

APN / Parcel Number

Primary APN	`721-67-84-08-700-000`
Alternative APNs	`061050600000061` `401064001`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,274 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,451 sqft (0.194 acres)
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	401064001
Street Address	5607 STANDING OAK RD
City	MIDLOTHIAN
State	VA
Zip	23112-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	STANDING OAK LOT 61 PHASE I
Legal Subdivision	STANDING OAK
Legal Phase	1
Legal Lot Number	61
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1007
Census Tract	101007

Owner

5607 Standing Oak Rd is owned and occupied by an individual who bought it in November 2018.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	5607 STANDING OAK RD, MIDLOTHIAN, VA 23112-6213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE
Aug 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
May 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Nov 19, 2018	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on File
Deed Sale	Nov 19, 2018 · Amount on File
Prior Sale	Jul 24, 2012 · Amount on File
Deed Document Number	201843191
Deed Book / Page	12157 / 238
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	May 5, 2026
Property Address	5607 STANDING OAK RD, MIDLOTHIAN, VA 23112-6213
Document Number	0000015993
Book / Page	15237 / 545
Instrument Date	Apr 16, 2026
Instrument	202615993
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	5607 STANDING OAK RD, MIDLOTHIAN, VA 23112-6213

Mortgage

Document Number	0000015993,
Date	May 5, 2026
Book Page	15237/545
Instrument	202615993

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5607 STANDING OAK RD, MIDLOTHIAN, VA 23112-6213
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013557-274
Date	Aug 4, 2021
Book Page	13557/274
Instrument	2021050430

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.63%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5607 STANDING OAK RD, MIDLOTHIAN, VA 23112-6213
Document Number	12779310
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5607 STANDING OAK RD MIDLOTHIAN VA 231126213, MIDLOTHIAN, VA 23112-6213

Mortgage

Document Number	12779310
Date	Jun 3, 2020
Book Page	012779/000310
Instrument	25506

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jun 2, 2048

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 19, 2018
Property Address	5607 STANDING OAK RD, MIDLOTHIAN, VA 23112-6213
Document Number	12157238
Book / Page	012157 / 000238
Instrument Date	Nov 13, 2018
Instrument	43191
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5607 STANDING OAK RD MIDLOTHIAN VA 231126213, MIDLOTHIAN, VA 23112-6213

Mortgage

Document Number	12157242
Date	Nov 19, 2018
Book Page	012157/000242
Instrument	43192

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5607 Standing Oak Rd was $3,785.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,785.00	$422,500 (+2.72%) Land $77,000 Building $345,500	$422,500 (+2.72%) Land $77,000 Building $345,500
2025		$411,300 Land $75,000 Building $336,300	$411,300 Land $75,000 Building $336,300
2023	$3,473.00	$379,000 Land $70,000 Building $309,000	$379,000 Land $70,000 Building $309,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5607 Standing Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5607 Standing Oak Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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