5607 S 115th Rd, Willard, MO 65781 Property Records

Polk County property record for 5607 S 115th Rd, Willard, MO 65781

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,592 sqft · built 2018
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$478,800 (Jan 2026)
Tax Bill	$2,415 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-0000522-0002`

Property Details

APN / Parcel Number

Primary APN	`01-0000522-0002`
Alternative APN	`89-19-0.1-11-000-000-002.02`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,592 sqft Base Area
1st Floor Area	2,592 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Detached
Garage Area	1,053 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	01-0000522-0002
Street Address	5607 S 115TH RD
City	WILLARD
State	MO
Zip	65781-9293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N 4 1/2AC NE COR NW- BEING 330' E & W X 594' N & S
Legal Range	23W
Legal Township	31N
Legal Section	11
Jurisdiction	POLK MO
Township / Civil Division	WEST LOONEY
Census Block Group	2
Census Block	2096
Census Tract	960401

Owner

Source: Polk County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5607 S 115TH RD, WILLARD, MO 65781-9293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit GRAND MISSOURI BANK
Sep 1, 2023	Deed of Trust, Mortgage · Line of Credit MULTIPLI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	2026433
Deed Book / Page	2026 / 433
Prior Transfer Date	Jun 4, 2021
Prior Transfer Doc	0000002942
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK MO
Property Address	5607 S 115TH RD, WILLARD, MO 65781-9293
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5607 S 115TH RD, WILLARD, MO 65781-9293

Mortgage

Document Number	02026L/434
Date	Jan 29, 2026
Book Page	2026L/434
Instrument	2026L0434

Lender

Name	GRAND MISSOURI BANK
Type	Bank
Address	BOLIVAR, MO 65613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Mar 15, 2031

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK MO
Property Address	5607 S 115TH RD, WILLARD, MO 65781-9293
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5607 S 115TH RD, WILLARD, MO 65781-9293

Mortgage

Document Number	2023L/3172
Date	Sep 1, 2023
Book Page	2023L/3172
Instrument	2023L3172

Lender

Name	MULTIPLI CU
Type	Credit Union
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Polk County
Unified School District	Marion C. Early R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,415.00 (+5.05%)	$48,950 (+5.68%)	$257,632 (+8.54%)
2024	$2,299.00
2023		$46,320	$237,368

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 71% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Windstream DSL	200 / 20
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE only, no 5G reported

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