5607 Clover Cir, Willoughby, OH 44094 Property Records

Lake County property record for 5607 Clover Cir, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,376 sqft · built 1974
Lot Size	0.285 acres (12,458 sqft)
Owner	2 Owner Names on Record
Last Sale	$199,000 (Jul 2009)
Tax Bill	$8,331 (2023)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-003-A-00-001-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-003-A-00-001-0`
Alternative APN	`101`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Combination
Lot Area	12,458 sqft (0.285 acres)
Lot Dimensions	173 ft deep x 72 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	220 sqft
Patio Area	672 sqft
Balcony	Balcony
Balcony Area	92 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	101
Street Address	5607 CLOVER CIR
City	WILLOUGHBY
State	OH
Zip	44094-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Description	LOT 4 TRACT 11
Legal Subdivision	HALLE ESTATES
Legal Tract	11
Legal Lot Number	1
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	3
Census Block	3000
Census Tract	201200

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	5607 CLOVER CIR, WILLOUGHBY, OH 44094-3017
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2009 · Amount on Record
Deed Sale	Jul 8, 2009 · Amount on Record
Prior Sale	Feb 28, 2007
Deed Document Number	1722
Deed Book / Page	994 / 282
Record Updated	Jun 7, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5607 CLOVER CIR, WILLOUGHBY, OH 44094-3017
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5607 CLOVER CIR, WILLOUGHBY, OH 44094-3017

Mortgage

Document Number	0000016406
Date	Aug 21, 2023
Instrument	2023R016406

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5607 CLOVER CIR, WILLOUGHBY, OH 44094-3017
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	MTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011082
Date	Apr 1, 2021
Instrument	2021R011082

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,331.00 (+54.51%) Homeowner's exemption	$88,000 (-) Land $14,790 Building $73,210
2022	$5,392.00 Homeowner's exemption	$88,000 Land $14,790 Building $73,210
2021			$251,410 Land $42,250 Building $209,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Clover Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures