5606 S Lloyd St, Spokane, WA 99223 Property Records

Spokane County property record for 5606 S Lloyd St, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,034 sqft · built 1978
Lot Size	0.286 acres (12,462 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Sep 2020)
Tax Bill	$6,212 (2026)
Deeds & Mortgages	Jun 2023 Transfer Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34022.0903`

Property Details

APN / Parcel Number

Primary APN	`34022.0903`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,034 sqft Living Area
Gross Area	3,641 sqft
1st Floor Area	1,579 sqft
Basement Area	1,531 sqft
Finished Basement	1,455 sqft
Unfinished Basement	76 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,462 sqft (0.286 acres)
Lot Dimensions	134 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	531 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	544 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5606 S LLOYD ST
City	SPOKANE
State	WA
Zip	99223-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	GLENNAIRE TER 1ST ADD L3 B4
Legal Range	43E
Legal Township	24N
Legal Section	02
Legal Subdivision	GLENNAIRE TER 1ST ADD
Legal Block	4
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1036
Census Tract	13401

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5606 S LLOYD ST, SPOKANE, WA 99223-1637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 28, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Aug 6, 2002 · Amount on Record
Deed Document Number	20206971778
Last Transfer Date	Jun 8, 2023
Transfer Doc	0007293479
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 30, 2023
Property Address	5606 S LLOYD ST, SPOKANE, WA 99223-1637
Document Number	0007293479
Map Reference	VOL 7 PG 63
Instrument Date	Jun 8, 2023
Instrument	7293479
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5606 S LLOYD ST, SPOKANE, WA 99223-1637

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5606 S LLOYD ST, SPOKANE, WA 99223-1637
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006961207
Date	Aug 28, 2020
Instrument	6961207

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 23, 2020
Property Address	5606 S LLOYD ST, SPOKANE, WA 99223-1637
Document Number	0006971778
Map Reference	VOL 7 PG 63
Instrument Date	Sep 2, 2020
Instrument	6971778
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,205.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006971779
Date	Sep 23, 2020
Instrument	6971779

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,212.00 (+9.85%)	$599,700 (+24.68%) Land $130,000 Building $469,700	$599,700 (+24.68%) Land $130,000 Building $469,700
2025	$5,655.00 (+15.9%)
2024		$481,000 (+25.23%) Land $100,000 Building $381,000	$481,000 (+25.23%) Land $100,000 Building $381,000
2023	$4,879.00 (+2.41%)	$384,100 (-) Land $60,000 Building $324,100	$384,100 (-) Land $60,000 Building $324,100
2022	$4,764.00	$384,100 Land $60,000 Building $324,100	$384,100 Land $60,000 Building $324,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 66% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks, Verizon.

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