5606 Pondview Dr, Midland, MI 48640 Property Records

Midland County property record for 5606 Pondview Dr, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 6,289 sqft · built 2005
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Jun 2022)
Tax Bill	$14,903 (2022)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`14-06-92-148`

Property Details

APN / Parcel Number

Primary APN	`14-06-92-148`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	6,289 sqft Living Area
Basement Area	3,548 sqft
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Lot Area	25,700 sqft (0.589 acres)
Lot Dimensions	152 ft deep x 168 ft wide
Garage Area	1,245 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	140692148
Street Address	5606 PONDVIEW DR
City	MIDLAND
State	MI
Zip	48640-7413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	LOT 164 WINTERGREEN ESTATES NO 11
Legal Subdivision	WINTERGREEN ESTATES
Legal Lot Number	164
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4001
Census Tract	291000

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5606 PONDVIEW DR, MIDLAND, MI 48640-7413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Deed Document Number	0001657451
Deed Book / Page	1657 / 451
Record Updated	Jun 7, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 1, 2022
Property Address	5606 PONDVIEW DR, MIDLAND, MI 48640-7413
Document Number	001657/451
Book / Page	1657 / 451
Map Reference	LB O PG 90
Instrument Date	May 27, 2022
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5606 PONDVIEW DR, 5606, MIDLAND, MI 48640-7413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SNOWFIELD CT, MIDLAND, MI 48640-2620

Mortgage

Document Number	0001657452
Date	Jun 1, 2022
Instrument	1657/452

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2029
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	Other
Margin	3
Max Rate	8.62%

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	17 (1986–2020)
Claims Outside the SFHA	4 of 17
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20