5606 Kai Ct, Orcutt (Santa Maria), CA 93455 Property Records

Santa Barbara County property record for 5606 Kai Ct, Orcutt, CA 93455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,990 sqft · built 2019
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Sep 2022)
Tax Bill	$9,077 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`101-490-023`

Property Details

APN / Parcel Number

Primary APN	`101-490-023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,990 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Street Address	5606 KAI CT
City	ORCUTT
State	CA
Zip	93455-2873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRACT NO 14805 UNIT 1
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA MARIA
Census Block Group	1
Census Block	1064
Census Tract	2006

Owner

5606 Kai Ct is owned and occupied by two individuals who bought it in September 2022.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5606 KAI CT, ORCUTT, CA 93455-2873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jun 1, 2021	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Jan 24, 2020	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jun 27, 2019	Loan Modification, Mortgage · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Prior Sale	Jan 24, 2020 · Amount on File
Deed Document Number	202239771
Record Updated	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 14, 2022
Property Address	5606 KAI CT, ORCUTT, CA 93455-2873
Document Number	0000039771
Map Reference	MB 207 PG 69-76
Instrument Date	Aug 15, 2022
Instrument	2022-0039771
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5606 KAI CT, ORCUTT, CA 93455-2873

Mortgage

Document Number	0000039772
Date	Sep 14, 2022
Instrument	2022-0039772

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	5606 KAI CT, ORCUTT, CA 93455-2873
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5606 KAI CT, ORCUTT, CA 93455-2873

Mortgage

Document Number	0000041767
Date	Jun 1, 2021
Instrument	2021-0041767

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 24, 2020
Property Address	5606 KAI CT, ORCUTT, CA 93455-2873
Document Number	0000003941
Map Reference	MB 207 PG 69-76
Instrument Date	Jan 2, 2020
Instrument	2020-0003941
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5606 KAI CT, ORCUTT, CA 93455-2873

Mortgage

Document Number	0000003942
Date	Jan 24, 2020
Instrument	2020-0003942

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Mortgage

Document Number	0000003943
Date	Jan 24, 2020
Instrument	2020-0003943

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 27, 2019
Property Address	5606 KAI CT, ORCUTT, CA 93455-2873
Instrument Date	Jun 18, 2019
Instrument	26687
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	637 AGAPANTHUS WAY ORCUTT CA 934552877, ORCUTT, CA 93455-2877

Mortgage

Document Number	0000026687
Date	Jun 27, 2019
Instrument	26687

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	3200 BRISTOL ST # 800, COSTA MESA, CA 92626-1884

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 26, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5606 Kai Ct was $9,077 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Elementary School District	Orcutt Union Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$667,948 (+3.55%) Land $233,465 Building $434,483
2025	$9,077.00 Homeowner's exemption Additional exemption filed	$645,048 Land $228,888 Building $416,160
2023	$8,743.00 (+12.44%) Homeowner's exemption Additional exemption filed	$620,000 Land $220,000 Building $400,000
2022	$7,776.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5606 Kai Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5606 Kai Ct is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - ORCUTT private · serves 34,267 people · EPA ID CA4210016
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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