5605 Ashburn Ter, Frederick, MD 21703 Property Records

Frederick County property record for 5605 Ashburn Ter, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 1,840 sqft · built 1993
Lot Size	0.04 acres (1,720 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Oct 2021)
Tax Bill	$4,200 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-573251`

Property Details

APN / Parcel Number

Primary APN	`28-573251`
Alternative APN	`573251`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,056 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	696 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,720 sqft (0.04 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	573251
Street Address	5605 ASHBURN TER
City	FREDERICK
State	MD
Zip	21703-9491
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LOT 60 PLAT 4 1720 SQ. FT. STONEBRIDGE
Legal Subdivision	STONEBRIDGE
Legal Lot Number	60
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1007
Census Tract	751003

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5605 ASHBURN TER, FREDERICK, MD 21703-9491
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed, Transfer · FHA Mortgage NFM INC
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	May 25, 2005 · Amount on Record
Deed Book / Page	15366 / 439
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 8, 2021
Property Address	5605 ASHBURN TER, FREDERICK, MD 21703-9491
Document Number	0153660439
Book / Page	15366 / 439
Map Reference	MB 49 PG 93
Instrument Date	Aug 4, 2021
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5605 ASHBURN TER, 5605, FREDERICK, MD 21703-9491

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5605 ASHBURN TER, FREDERICK, MD 21703-9491

Mortgage

Document Number	15366445
Date	Oct 8, 2021
Instrument	15366/445

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5605 ASHBURN TER, FREDERICK, MD 21703-9491
Document Number	0132430178
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5605 ASHBURN TER FREDERICK MD 217039491, FREDERICK, MD 21703-9491

Mortgage

Document Number	0132430178
Date	Sep 30, 2019
Book Page	013243/000178

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 29, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,100 (+30.72%)	$377,300 (+12.12%) Land $125,000 Building $252,300
2025	$4,200.00 (+30.15%)
2023	$3,227.00	$267,833	$336,500 Land $90,000 Building $246,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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