5604 Wolf Pen Trce, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5604 Wolf Pen Trce, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,273 sqft · built 1982
Lot Size	1.26 acres (55,234 sqft)
Owner	Individual Name on Record
Last Sale	$935,000 (Dec 2021)
Tax Bill	$9,886 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21158500010000`

Property Details

APN / Parcel Number

Primary APN	`21158500010000`
Alternative APNs	`158500010000` `00002405`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,273 sqft Finished Area
Basement Area	1,030 sqft
Finished Basement	600 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,234 sqft (1.26 acres)
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00002405
Street Address	5604 WOLF PEN TRCE
City	PROSPECT
State	KY
Zip	40059-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-RESIDENTIAL SINGLE FAM
Legal Description	LOT 1 WOLF PEN TRACE SUBDIVISION, PB. 25, PG. 30, 1.268 AC +/-
Legal Subdivision	WOLF PEN TRACE
Legal Tract	ACE
Legal Lot Number	1
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1001
Census Tract	10313

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5604 WOLF PEN TRCE, PROSPECT, KY 40059-9630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Jun 12, 2019	Deed of Trust, Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Dec 14, 2011 · Amount on Record
Deed Document Number	12081101
Deed Book / Page	12213 / 792
Record Updated	Jun 8, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Dec 6, 2021
Property Address	5604 WOLF PEN TRCE, PROSPECT, KY 40059-9630
Document Number	0000304807
Book / Page	D 12213 / 792
Map Reference	MB 25 PG 30
Instrument Date	Dec 1, 2021
Instrument	2021304807
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4701 HOLLIS LN, LOUISVILLE, KY 40241-6104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5604 WOLF PEN TRCE, PROSPECT, KY 40059-9630

Mortgage

Document Number	0000304808
Date	Dec 6, 2021
Instrument	2021304808

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.16%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.16%
Index	1-Year CMT
Max Rate	7.16%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5604 WOLF PEN TRCE, PROSPECT, KY 40059-9630
Document Number	0160230633
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	HOME CLOSINGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5604 WOLF PEN TRCE PROSPECT KY 400599630, PROSPECT, KY 40059-9630

Mortgage

Document Number	0160230633
Date	Jul 3, 2019
Book Page	016023/000633
Instrument	152462

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,886.00 (-8.69%) Homeowner's exemption	$935,000 (-) Land $221,900 Building $713,100
2024			$935,000 (-) Land $221,900 Building $713,100
2023	$10,827.00 (-0.34%)	$935,000 (-) Land $221,900 Building $713,100	$935,000 (-) Land $221,900 Building $713,100
2022	$10,864.00	$935,000 Land $221,900 Building $713,100	$935,000 Land $221,900 Building $713,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

Nearby Properties on Wolf Pen Trce

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures