5604 Walnut Point Ln, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5604 Walnut Point Ln, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 1992
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Feb 2024)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Feb 2024 Sale Feb 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A883001901`

Property Details

APN / Parcel Number

Primary APN	`A883001901`
Alternative APN	`3-157C-6264-00-0080.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,567 sqft Living Area
Gross Area	3,448 sqft
1st Floor Area	1,567 sqft
Basement Area	1,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Masonry Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	391 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883001901
Street Address	5604 WALNUT POINT LN
City	SAINT CHARLES
State	MO
Zip	63304-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT CREEK #2 LOT 80
Legal Subdivision	WALNUT CREEK #2
Legal Lot Number	80
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1005
Census Tract	311114

Owner

5604 Walnut Point Ln is owned and occupied by an individual who bought it in February 2024.

Source: St. Charles County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	5604 WALNUT POINT LN, SAINT CHARLES, MO 63304-4537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Beneficiary Deed, Transfer
Feb 26, 2024	Beneficiary Deed, Transfer
Feb 26, 2024	Warranty Deed, Transfer
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 14, 2023	Intrafamily Transfer, Transfer · Line of Credit FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2024 · Amount on File
Deed Sale	Feb 26, 2024 · Amount on File
Prior Sale	Mar 14, 2023 · Amount on File
Deed Document Number	20247015
Prior Transfer Date	Feb 23, 2024
Prior Transfer Doc	0000007017
Record Updated	Oct 29, 2026

February 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 26, 2024
Property Address	5604 WALNUT POINT LN, SAINT CHARLES, MO 63304-4537
Document Number	0000007017
Map Reference	MB 27 PG 56
Instrument Date	Feb 23, 2024
Instrument	2024R-007017
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5604 WALNUT POINT LN, SAINT CHARLES, MO 63304-4537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2959 NORTHERN BLVD APT 42A, 42A, LONG ISLAND CITY, NY 11101-3683

February 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 26, 2024
Property Address	5604 WALNUT POINT LN, SAINT CHARLES, MO 63304-4537
Document Number	0000007016
Map Reference	MB 27 PG 56
Instrument Date	Feb 23, 2024
Instrument	2024R-007016
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5604 WALNUT POINT LN, SAINT CHARLES, MO 63304-4537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 NORTHERN BLVD # 59, 59, LONG ISLAND CITY, NY 11101

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 26, 2024
Property Address	5604 WALNUT POINT LN, SAINT CHARLES, MO 63304-4537
Document Number	0000007015
Map Reference	MB 27 PG 56
Instrument Date	Feb 22, 2024
Instrument	2024R-007015
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 WINTERBROOKE CT, SAINT CHARLES, MO 63304-7697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5604 WALNUT POINT LN, SAINT CHARLES, MO 63304-4537

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5604 WALNUT POINT LN, SAINT CHARLES, MO 63304-4537
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5604 WALNUT POINT LN, SAINT CHARLES, MO 63304-4537

Mortgage

Document Number	0000035281
Date	Apr 21, 2021
Instrument	2021R-035281

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	KANSAS CITY, MO 64116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 14, 2023
Property Address	5604 WALNUT POINT LN, SAINT CHARLES, MO 63304-4537
Document Number	0000009214
Map Reference	MB 27 PG 56
Instrument Date	Feb 27, 2023
Instrument	2023R-009214
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5604 WALNUT POINT LN, SAINT CHARLES, MO 63304-4537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5604 WALNUT POINT LN, SAINT CHARLES, MO 63304-4537

Mortgage

Document Number	0000009215
Date	Mar 14, 2023
Instrument	2023R-009215

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Feb 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5604 Walnut Point Ln was $3,606, up 8.9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,738 (-)	$319,676 (-) Land $65,000 Building $254,676
2025	$3,606.00 (+8.88%)	$60,738	$319,676 Land $65,000 Building $254,676
2024	$3,312.00
2023		$55,392 (+32.39%)
2022	$2,696.00	$41,839	$291,539 (+32.39%) Land $65,000 Building $226,539
2021			$220,204 Land $55,000 Building $165,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5604 Walnut Point Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5604 Walnut Point Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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