5604 Vantage Point Rd, Columbia, MD 21044 Property Records

Howard County property record for 5604 Vantage Point Rd, Columbia, MD 21044

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,930 sqft · built 1975
Lot Size1.1 acres (47,916 sqft)
Owner2 Trust Names on File
Last Sale$138,900 (Aug 1997)
Tax Bill$5,809 (2026)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-050535

Property Details

APN / Parcel Number

Primary APN15-050535
Alternative APN
  • 050535

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,930 sqft Total Area
Basement Area405 sqft
Finished Basement405 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleTownhouse
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area47,916 sqft (1.1 acres)
PorchSlab
Porch Area48 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number050535
Street Address5604 VANTAGE POINT RD
CityCOLUMBIA
StateMD
Zip21044-2617
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeNT
Legal DescriptionP/O LOT D-2 S 7 AR 7 5604 VANTAGE POINT RD TOWN CENTER
Legal SubdivisionWATERS EDGE CONDOMINIUM
Legal Lot NumberD 2
JurisdictionHOWARD MD
Township / Civil Division5, CLARKSVILLE
Census Block Group1
Census Block1000
Census Tract605404

Owner

5604 Vantage Point Rd, a townhouse, is owner-occupied and held in a trust since August 1997.

Source: Howard County records, as of September 4, 2026

Owner of Record2 Trust Names on File
Mailing Address5604 VANTAGE POINT RD, COLUMBIA, MD 21044-2617
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 1997 · Amount on File
Deed SaleAug 11, 1997 · Amount on File
Prior SaleApr 23, 1991 · Amount on File
Deed Document Number19974943
Deed Book / Page4034 / 41
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address5604 VANTAGE POINT RD, COLUMBIA, MD 21044-2617
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0212190360
DateDec 23, 2021
Book Page21219/360
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 5604 Vantage Point Rd was $5,809 with a homeowner's exemption, up 2.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,809.00 (+2.43%) Homeowner's exemption$393,367 (+5.54%)$414,000 (-) Land $170,000 Building $244,000
2025$5,671.00 Homeowner's exemption$372,733$414,000 Land $170,000 Building $244,000
2023$334,400$352,100 Land $155,000 Building $197,100
2022$3,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5604 Vantage Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 units insured
incl. 28 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5604 Vantage Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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