5604 Schooner Loop, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 5604 Schooner Loop, Discovery Bay, CA 94505

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,248 sqft · built 1987
Lot Size0.038 acres (1,674 sqft)
OwnerCompany Name on Record
Last Sale$454,000 (Aug 2022)
Tax Bill$7,254 (2025)
Deeds & MortgagesJan 2020 Mortgage
Aug 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN004-320-039-3

Property Details

APN / Parcel Number

Primary APN004-320-039-3
Alternative APN
  • 004-320-039

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Lot Area1,674 sqft (0.038 acres)
View / LotLake
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5604 SCHOONER LOOP
CityDISCOVERY BAY
StateCA
Zip94505-9208
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeP1
Legal DescriptionT6272 U39
Legal SubdivisionSUBDIVISION 6272
Legal Tract6272
Legal Lot Number1
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2013
Census Tract304003

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 307, BYRON, CA 94514-0307
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
Aug 24, 2022Grant Deed, Transfer · Conventional Mortgage
LAND HOME FINANCIAL SERVICES
Oct 9, 2020Grant Deed, Transfer · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
May 30, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2022 · Amount on Record
Deed SaleAug 24, 2022 · Amount on Record
Prior SaleOct 9, 2020 · Amount on Record
Deed Document Number2022130487
Prior Transfer DateMay 23, 2019
Prior Transfer Doc0000079484
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5604 SCHOONER LOOP, DISCOVERY BAY, CA 94505-9208
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016983
DateJan 28, 2020
Instrument2020-016983
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 24, 2022
Property Address5604 SCHOONER LOOP, DISCOVERY BAY, CA 94505-9208
Document Number0000130487
Map ReferenceMB 293 PG 47
Instrument DateAug 9, 2022
Instrument2022-130487
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5604 SCHOONER LOOP, DISCOVERY BAY, CA 94505-9208

Mortgage

Document Number0000130488
DateAug 24, 2022
Instrument2022-130488
Lender
NameLAND HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 9, 2020
Property Address5604 SCHOONER LOOP, DISCOVERY BAY, CA 94505-9208
Document Number0000233224
Map ReferenceMB 293 PG 47
Instrument DateOct 6, 2020
Instrument2020-233224
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 307, BYRON, CA 94514-0307

Mortgage

Document Number0000233225
DateOct 9, 2020
Instrument2020-233225
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateMay 30, 2019
Property Address5604 SCHOONER LOOP, DISCOVERY BAY, CA 94505-9208
Document Number0000079484
Instrument DateMay 23, 2019
Instrument79484
Transaction TypeTransfer
Record UpdatedJun 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5604 SCHOONER LOOP DISCOVERY BAY CA 945059208, DISCOVERY BAY, CA 94505-9208

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Elementary School DistrictByron Union Elementary School District (KG - 08)
Secondary School DistrictLiberty Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$530,603 (+2%) Land $212,241 Building $318,362
2025$7,254.00 (+7.23%)$520,200 (+4.04%) Land $208,080 Building $312,120
2023$6,765.00 (+16.72%)$500,000 Land $200,000 Building $300,000
2022$5,796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1980–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DISCOVERY BAY
serves 16,790 people · EPA ID CA0710009
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

May also be available: Matrix Broadband.

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