Lake County property record for 5604 Reef Rd, Mentor, OH 44060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,644 sqft · built 1972 |
| Lot Size | 0.206 acres (8,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,500 (Oct 2022) |
| Tax Bill | $7,864 (2023) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-A-092-D-00-042-0 |
| Primary APN | 19-A-092-D-00-042-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,122 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Lot Area | 8,999 sqft (0.206 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 240 sqft |
| Balcony | Balcony |
| Balcony Area | 42 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 53 |
|---|---|
| Street Address | 5604 REEF RD |
| City | MENTOR ON THE LAKE |
| State | OH |
| Zip | 44060-2538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | LOT 1, 6 & 7 TRACT 12 & LOT 7 TRACT 16 |
| Legal Subdivision | LAKEWAY SUBDIVISON NO. 1 |
| Legal Tract | 12,16 |
| Legal Lot Number | 293 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MENTOR-ON-THE-LAKE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 202500 |
Source: Lake County assessment roll, as of August 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5604 REEF RD, MENTOR ON THE LAKE, OH 44060-2538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2022 | Fiduciary Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Prior Sale | Sep 25, 2007 |
| Deed Document Number | 476690 |
| Record Updated | Jun 7, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 12, 2022 |
| Property Address | 5604 REEF RD, MENTOR ON THE LAKE, OH 44060-2538 |
| Document Number | 0000027807 |
| Map Reference | VOL P PG 4 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022R027807 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5604 REEF RAG MENTOR ON, MENTOR, OH 44060 |
| Document Number | 0000027808 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 2022R027808 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 5604 REEF RD, MENTOR ON THE LAKE, OH 44060-2538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034819 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020R034819 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Mentor-on-the-Lake City |
| Unified School District | Mentor Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,864.00 (+103.15%) Homeowner's exemption | $61,460 (-) Land $18,200 Building $43,260 | |
| 2022 | $3,871.00 Homeowner's exemption | $61,460 Land $18,200 Building $43,260 | |
| 2021 | $175,590 Land $52,000 Building $123,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2013–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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