5604 Hammas Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 5604 Hammas Rd, Embarrass, MN 55732

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,040 sqft · built 1967
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$75,260 (Jul 2010)
Tax Bill$1,094 (2026)
Deeds & MortgagesJun 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN330-0010-04715

Property Details

APN / Parcel Number

Primary APN330-0010-04715
Alternative APN
  • 902928

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,040 sqft Gross Area
1st Floor Area1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialComposition/Composite
Construction TypeFrame
Lot Area43,560 sqft (1 acres)
Garage Area728 sqft
Pool TypeSpa / Hot Tub (No Pool)
Storage Building120 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number902928
Street Address5604 HAMMAS RD
CityEMBARRASS
StateMN
Zip55732-8223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionE 209 FT OF N 209 FT OF SE 1/4 OF SW 1/4 SERIAL #
Legal Range15W
Legal Township60N
Legal Section29
Legal SubdivisionEMBARRASS TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionEMBARRASS
Census Block Group2
Census Block2006
Census Tract13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5604 HAMMAS RD, EMBARRASS, MN 55732-8223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2010 · Amount on Record
Deed SaleJul 8, 2010 · Amount on Record
Prior SaleOct 30, 2001 · Amount on Record
Deed Document Number20101138959
Record UpdatedSep 20, 2026

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address5604 HAMMAS RD, EMBARRASS, MN 55732-8223
Document Number00A1312686
Instrument DateJun 26, 2017
Transaction TypeMortgage
Record UpdatedJul 17, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5604 HAMMAS RD EMBARRASS MN 557328223, EMBARRASS, MN 55732-8223

Mortgage

Document Number00A1312686
DateJul 6, 2017
InstrumentA1312686
Lender
NameAMERICAN BK/THE NORTH
TypeBank
AddressMOUNT IRON, MN 55768
Agreement
Term60 Months
DueJul 5, 2022
Interest
Rate4.95%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionEmbarrass Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,094.00 (+29.01%) Homeowner's exemption
2025$848.00 (-33.23%) Homeowner's exemption$156,800 (+5.8%) Land $19,500 Building $137,300$156,800 (+5.8%) Land $19,500 Building $137,300
2024$1,270.00$148,200 (+29.32%) Land $19,700 Building $128,500$148,200 (+29.32%) Land $19,700 Building $128,500
2022$114,600 Land $17,900 Building $96,700$114,600 Land $17,900 Building $96,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000

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