5603 Surrey St, Chevy Chase, MD 20815 Property Records

Montgomery County property record for 5603 Surrey St, Chevy Chase, MD 20815

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 4,955 sqft · built 2011
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,250,000 (May 2018)
Tax Bill	$41,810 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-00534867`

Property Details

APN / Parcel Number

Primary APN	`07-00534867`
Alternative APN	`00534867`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,955 sqft Living Area
1st Floor Area	1,830 sqft
Attic	Attic
Attic Area	750 sqft
Basement Area	1,366 sqft
Finished Basement	1,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	469 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00534867
Street Address	5603 SURREY ST
City	CHEVY CHASE
State	MD
Zip	20815-5521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SOMERSET HGTS
Legal Subdivision	SOMERSET HEIGHTS
Legal Block	A
Legal Lot Number	29
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	3
Census Block	3002
Census Tract	705502

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5603 SURREY ST, CHEVY CHASE, MD 20815-5521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed, Transfer · Conventional Mortgage CITIBANK NA
May 1, 2018	Grant Deed, Transfer AVENUE SETTLEMENT CORPORATION, AVENUE SETTLEMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2018 · Amount on Record
Deed Sale	May 1, 2018 · Amount on Record
Prior Sale	Jul 16, 2014 · Amount on Record
Deed Book / Page	55960 / 272
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 30, 2024
Property Address	5603 SURREY ST, CHEVY CHASE, MD 20815-5521
Document Number	0679520359
Book / Page	67952 / 359
Map Reference	MB 38 PL 2624
Instrument Date	Apr 30, 2024
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7104 OAK FOREST LN, BETHESDA, MD 20817-2144

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5603 SURREY ST, CHEVY CHASE, MD 20815-5521

Mortgage

Document Number	0067952366
Date	Apr 30, 2024
Instrument	67952/366

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	May 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 1, 2018
Property Address	5603 SURREY ST, CHEVY CHASE, MD 20815-5521
Document Number	0559600272
Book / Page	055960 / 000272
Instrument Date	Mar 26, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	AVENUE SETTLEMENT CORPORATION, AVENUE SETTLEMENT CORP

Transaction

Amount	Amount Recorded
Tax	$3,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7723 DESDEMONA CT MCLEAN VA 221022718, MCLEAN, VA 22102-2718

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Somerset Town
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,533,133 (+4.77%)	$3,693,900 (-) Land $1,039,700 Building $2,654,200
2025	$41,810.00 (+10.36%)	$3,372,367 (+6.36%)	$3,693,900 (+15.02%) Land $1,039,700 Building $2,654,200
2023		$3,170,667	$3,211,600 Land $990,200 Building $2,221,400
2022	$37,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2012–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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