Charles County property record for 5603 Skate Ct, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,544 sqft · built 1996 |
| Lot Size | 0.187 acres (8,138 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $273,000 (Sep 2004) |
| Tax Bill | $3,878 (2023) |
| Deeds & Mortgages | Jun 2019 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-225500 |
| Primary APN | 06-225500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 2,004 sqft |
| 1st Floor Area | 1,544 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,138 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 225500 |
|---|---|
| Street Address | 5603 SKATE CT |
| City | WALDORF |
| State | MD |
| Zip | 20603-4784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 38 PARCEL N DORCHESTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 851501 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6350 COOL SPRINGS FARM CT, LA PLATA, MD 20646-3251 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 28, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2004 · Amount on Record |
| Deed Sale | Sep 24, 2004 · Amount on Record |
| Prior Sale | Jan 22, 2004 · Amount on Record |
| Deed Document Number | 2004259604 |
| Deed Book / Page | 4919 / 192 |
| Last Transfer Date | Sep 16, 2019 |
| Transfer Doc | 0108440336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5603 SKATE CT, WALDORF, MD 20603-4784 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0106570196 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 10657/196 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5603 SKATE CT, WALDORF, MD 20603-4784 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETMNT LLC |
| Name | Verified Name |
|---|---|
| Address | 5603 SKATE CT, WALDORF, MD 20603-4784 |
| Document Number | 0117340226 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 11734/226 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 28, 2019 |
| Property Address | 5603 SKATE CT, WALDORF, MD 20603-4784 |
| Document Number | 0108440336 |
| Book / Page | 10844 / 336 |
| Map Reference | MB DGB 45 FO 14 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | LAKESIDE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5603 SKATE CT, WALDORF, MD 20603-4784 |
| Document Number | 10844341 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 10844/341 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,667 (+6.51%) | $339,200 (-) Land $125,200 Building $214,000 | |
| 2025 | $300,133 (+10.44%) | $339,200 (+20.88%) Land $125,200 Building $214,000 | |
| 2023 | $3,878.00 | $271,767 | $280,600 Land $125,200 Building $155,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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