Osceola County property record for 5602 Western Sun Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,846 sqft Heated Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $267,990 (2020) |
| Tax Bill | $5,323.00 (2025) |
| Primary APN | 042631012200010520 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,846 sqft Heated Area |
| Gross Area | 2,395 sqft Gross Area |
| 1st Floor | 1,846 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Porch | Open Porch |
| Porch Area | 108 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5602 WESTERN SUN DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7492 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESTATES OF WESTERLY PB 26 PGS 193-195 LOT 52 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | ESTATES OF WESTERLY |
| Legal Tract | 122 |
| Legal Lot Number | 52 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3026 |
| Census Tract | 43700 |
Source: Osceola County records · APN 042631012200010520
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5602 WESTERN SUN DR, SAINT CLOUD, FL 34771-7492 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PLANET HOME LENDING LLC |
| May 17, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PLANET HOME LENDING LLC |
| Jan 29, 2020 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage FBC MORTGAGE LLC |
| Jul 16, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2020 · Amount on Record |
| Deed Sale | Jan 29, 2020 · Amount on Record |
| Deed Doc Number | 2020014241 |
| Deed Book / Page | 5665 / 2002 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5602 WESTERN SUN DR, SAINT CLOUD, FL 34771-7492 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5602 WESTERN SUN DR, SAINT CLOUD, FL 34771-7492 |
| Document Number | 0065062102 |
|---|---|
| Date | Nov 17, 2023 |
| Book Page | 6506/2102 |
| Instrument | 2023151612 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5602 WESTERN SUN DR, SAINT CLOUD, FL 34771-7492 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5602 WESTERN SUN DR, SAINT CLOUD, FL 34771-7492 |
| Document Number | 0059590862 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 5959/862 |
| Instrument | 2021075173 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Feb 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 29, 2020 |
| Property Address | 5602 WESTERN SUN DR, SAINT CLOUD, FL 34771-7492 |
| Document Number | 0056652002 |
| Book / Page | 5665 / 2002 |
| Map Reference | MB 26 PG 193-195 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 2020014241 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,876.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Address | 5602 WESTERN SUN DR, SAINT CLOUD, FL 34771-7492 |
| Document Number | 0056652003 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 5665/2003 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 16, 2019 |
| Property Address | 5602 WESTERN SUN DR, SAINT CLOUD, FL 34771-7492 |
| Document Number | 0055570670 |
| Book / Page | 005557 / 000670 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 90828 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $16,948.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,323.00 (+4.58%) Homeowner's exemption | $263,675 (+5.99%) | $323,900 (-0.77%) Land $70,000 Building $253,900 |
| 2023 | $5,090.00 (+2.81%) Homeowner's exemption | $248,781 (+3%) | $326,400 (+20.35%) Land $65,000 Building $261,400 |
| 2022 | $4,951.00 Homeowner's exemption | $241,535 | $271,200 Land $55,000 Building $216,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 166 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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