1. Home
  2. Florida
  3. Highlands County
  4. Sebring
  5. Oak Cir

5602 Oak Cir, Sebring, FL 33870 Property Records

Highlands County property record for 5602 Oak Cir, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,428 sqft · built 2022
Lot Size0.43 acres (18,750 sqft)
Owner2 Individual Names on Record
Last Sale$299,900 (Mar 2023)
Tax Bill$1,785 (2024)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC095904000000480

Property Details

APN / Parcel Number

Primary APNC095904000000480
Alternative APN
  • C-09-35-29-040-0000-0480

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,428 sqft Living Area
Gross Area1,848 sqft
1st Floor Area1,428 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area18,750 sqft (0.43 acres)
Lot Dimensions250 ft deep x 150 ft wide
Garage TypeAttached
Garage Area420 sqft
DrivewayDriveway
Driveway Area684 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5602 OAK CIR
CitySEBRING
StateFL
Zip33870-8829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING OAKS PB 7-PG 40 LOTS 48 + 49
Legal SubdivisionSEBRING OAKS
Legal Lot Number48,49
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1016
Census Tract961303

Owner

Source: Highlands County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5602 OAK CIR, SEBRING, FL 33870-8829
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2023 · Amount on Record
Deed SaleMar 9, 2023 · Amount on Record
Deed Document Number20232140663
Deed Book / Page2961 / 1998
Prior Transfer DateMay 14, 2007
Prior Transfer Doc0001454022
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 9, 2023
Property Address5602 OAK CIR, SEBRING, FL 33870-8829
Document Number0002140663
Book / Page2961 / 1998
Map ReferenceMB 7 PG 40
Instrument DateMar 7, 2023
Instrument2140663
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,099.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5487 LAKE DENTON RD, AVON PARK, FL 33825-9711

Transferred To (Grantee/Buyer)

NameVerified Name
Address5602 OAK CIR, SEBRING, FL 33870-8829

Mortgage

Document Number0000029621
DateMar 9, 2023
Instrument2962/1
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$153,054 (-44.62%)$270,040 (-2.29%) Land $21,000 Building $249,040
2024$1,785.00 (-55.99%)
2023$4,056.00 (+3,587.27%)$276,370 (+4,506.17%) Land $13,500 Building $262,870$276,370 (+4,506.17%) Land $13,500 Building $262,870
2022$110.00$6,000 Land $6,000$6,000 Land $6,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEEANN LAKEFRONT ESTATES
private · serves 130 people · EPA ID FL6284097
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Rapid Systems
Fixed Wireless		50 / 10
T-Mobile
Fixed Wireless		25 / 3
AT&T
Fixed Wireless		25 / 3

May also be available: CenturyLink, Xfinity.

Nearby Properties on Oak Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures