5602 Ginger Ln, Indian Trail, NC 28079 Property Records

Union County property record for 5602 Ginger Ln, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,630 sqft · built 2001
Lot Size	0.345 acres (15,028 sqft)
Owner	Individual Name on File
Last Sale	$321,000 (Oct 2019)
Tax Bill	$3,634 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-064-164`

Property Details

APN / Parcel Number

Primary APN	`07-064-164`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,630 sqft Living Area
Gross Area	3,210 sqft
1st Floor Area	1,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,028 sqft (0.345 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5602 GINGER LN
City	INDIAN TRAIL
State	NC
Zip	28079-9313
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 LAKE
Legal Description	#62 LAKE PARK - VILLAGE PH10/MP1 OPCF500
Legal Subdivision	LAKE PARK - VILLAGE
Legal Lot Number	62
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1000
Census Tract	20318

Owner

5602 Ginger Ln, a rural home, is owned and occupied by an individual who bought it in October 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5602 GINGER LN, INDIAN TRAIL, NC 28079-9313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 25, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2019 · Amount on File
Deed Sale	Oct 25, 2019 · Amount on File
Prior Sale	Dec 30, 2004 · Amount on File
Deed Document Number	201933047
Deed Book / Page	7499 / 891
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5602 GINGER LN, INDIAN TRAIL, NC 28079-9313
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000833480
Date	Dec 6, 2021
Book Page	8334/80
Instrument	57224

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 25, 2019
Property Address	5602 GINGER LN, INDIAN TRAIL, NC 28079-9313
Document Number	7499891
Book / Page	007499 / 000891
Instrument Date	Oct 24, 2019
Instrument	33047
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	INVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5602 GINGER LN INDIAN TRAIL NC 280799313, INDIAN TRAIL, NC 28079-9313

Mortgage

Document Number	7499894
Date	Oct 25, 2019
Book Page	007499/000894
Instrument	33048

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5602 Ginger Ln was $3,634.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Lake Park Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,100 (-) Land $80,000 Building $467,100	$547,100 (-) Land $80,000 Building $467,100
2025	$3,634.00	$547,100 Land $80,000 Building $467,100	$547,100 Land $80,000 Building $467,100
2023	$2,801.00	$335,700 Land $50,700 Building $285,000	$335,700 Land $50,700 Building $285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5602 Ginger Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5602 Ginger Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber, Windstream.

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