5602 Candlelite Ter, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5602 Candlelite Ter, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,538 sqft · built 1960
Lot Size	0.349 acres (15,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,000 (Oct 2018)
Tax Bill	$5,486 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0143-0318-00`

Property Details

APN / Parcel Number

Primary APN	`550-0143-0318-00`
Alternative APN	`200341388`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,538 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	1,144 sqft
2nd Floor Area	884 sqft
Basement Area	850 sqft
Finished Basement	510 sqft
Unfinished Basement	340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Material	Asphalt
Lot Area	15,202 sqft (0.349 acres)
Lot Dimensions	147 ft deep x 47.3 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	136 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5602 CANDLELITE TER
City	CINCINNATI
State	OH
Zip	45238-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	CANDLELITE TER 47.32 X 147.50 IRR-LOT 3 GEORGE KENTS 1ST SUB
Legal Subdivision	GEORGE KENTS 1ST SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	5
Census Block	5000
Census Tract	21202

Owner

Source: Hamilton County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5602 CANDLELITE TER, CINCINNATI, OH 45238-1849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
May 8, 2019	Deed of Trust, Mortgage UNION SVGS
Oct 23, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	201894468
Deed Book / Page	13780 / 2002
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5602 CANDLELITE TER, CINCINNATI, OH 45238-1849
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053448
Date	Apr 29, 2021
Book Page	14407/874
Instrument	2021-0053448

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5602 CANDLELITE TER, CINCINNATI, OH 45238-1849
Document Number	0000036738
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5602 CANDLELITE TER CINCINNATI OH 452381849, CINCINNATI, OH 45238-1849

Mortgage

Document Number	0000036738
Date	May 13, 2019
Book Page	013916/001905
Instrument	36738

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 23, 2018
Property Address	5602 CANDLELITE TER, CINCINNATI, OH 45238-1849
Document Number	0000094468
Book / Page	13780 / 02002
Map Reference	MB 102 PG 68
Instrument Date	Oct 19, 2018
Instrument	2018-0094468
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000094469
Date	Oct 23, 2018
Instrument	2018-0094469

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,486.00 (+2.81%)	$90,920 (-) Land $14,175 Building $76,745	$259,770 (-) Land $40,500 Building $219,270
2024	$5,336.00 (-1.95%)	$90,920 (-) Land $14,175 Building $76,745
2023	$5,442.00 (+8.06%)	$90,920 (+29.24%) Land $14,175 Building $76,745	$259,770 (+29.24%) Land $40,500 Building $219,270
2022	$5,036.00 Homeowner's exemption	$70,351 Land $11,330 Building $59,021
2020			$201,000 Land $32,370 Building $168,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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