5601 E 23rd Pl, Bellingham, WA 98226 Property Records

Whatcom County property record for 5601 E 23rd Pl, Bellingham, WA 98226

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,196 sqft · built 2003
Lot Size5.15 acres (224,334 sqft)
Owner2 Individual Names on Record
Last Sale$62,000 (Feb 2000)
Tax Bill$7,678 (2025)
Deeds & MortgagesJan 2021 Mortgage
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN81041

Property Details

APN / Parcel Number

Primary APN81041
Alternative APNs
  • 390325 300420 0000
  • 104042

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,196 sqft Living Area
1st Floor Area1,451 sqft
2nd Floor Area745 sqft
Basement Area1,312 sqft
Finished Basement1,312 sqft

Exterior

Year BuiltBuilt 2003
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area224,334 sqft (5.15 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces
Deck Area505 sqft
BalconyBalcony
Balcony Area60 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number81041
Street Address5601 E 23RD PL
CityBELLINGHAM
StateWA
Zip98226-9571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionLOT 4 ZBW SHORT PLAT AS REC BOOK 20 SHORT PLATS PG 37
Legal Range03
Legal Township39
Legal Section25
Legal SubdivisionZBW SHORT PLAT
Legal Lot Number4
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1013
Census Tract10702

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5601 E 23RD PL, BELLINGHAM, WA 98226-9571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Apr 11, 2018Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2000 · Amount on Record
Deed SaleFeb 10, 2000 · Amount on Record
Deed Document Number2000201144
Deed Book / Page39032
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address5601 E 23RD PL, BELLINGHAM, WA 98226-9571
Transaction TypeMortgage
Record UpdatedFeb 8, 2021
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210104626
DateJan 29, 2021
Instrument2021-0104626
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address5601 E 23RD PL, BELLINGHAM, WA 98226-9571
Document Number2180500460
Instrument DateApr 11, 2018
Transaction TypeMortgage
Record UpdatedMay 14, 2018
Title CompanySOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5601 E 23RD PL BELLINGHAM WA 982269571, BELLINGHAM, WA 98226-9571

Mortgage

Document Number2180500460
DateMay 4, 2018
Instrument500460
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 3, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMount Baker School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,678.00 (+26.49%)$988,895 (+12.34%) Land $282,876 Building $706,019$988,895 (+12.34%) Land $282,876 Building $706,019
2022$880,296 Land $336,577 Building $543,719$880,296 Land $336,577 Building $543,719
2021$6,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims17 (1983–2021)
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 9 claims
  • Severe Storms & Flooding, Nov 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Pogozone powered by Neubeam
Fixed Wireless
40 / 7
Ziply Fiber
DSL · Fiber in parts of the area
10 / 1

May also be available: AT&T.

Nearby Properties on E 23rd Pl

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