5600 Northrop Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 5600 Northrop Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,319 sqft · built 1984
Lot Size	0.838 acres (36,503 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (May 2018)
Tax Bill	$1,607 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-2N-28-0000-04300-0000`

Property Details

APN / Parcel Number

Primary APN	`32-2N-28-0000-04300-0000`
Alternative APN	`N282320000043000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,319 sqft Living Area
Gross Area	3,100 sqft
1st Floor Area	2,319 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	36,503 sqft (0.838 acres)
Lot Dimensions	210 ft deep x 174 ft wide

Exterior Amenities

Porch	Florida Room
Porch Area	453 sqft
Deck Area	328 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5600 NORTHROP RD
City	MILTON
State	FL
Zip	32570-6902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 16 OF UNREC KINGSWOOD ESTS DES AS: COM SE CORN OF NE4 THN N893028W 636.52 FT TO E R/W OF NORTHROP RD THN N052 0E ON R/W 224.01 TO N R/W OF KINGSWOOD DR FOR POB & CONT N 177.62 FT THN S892223E 208. 21 FT THN S02846E 169.36 FT THN S88*2319W 212
Legal Range	28W
Legal Township	2N
Legal Section	32
Legal Subdivision	KINGSWOOD ESTATES
Legal Lot Number	16
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2006
Census Tract	10504

Owner

5600 Northrop Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Santa Rosa County records, as of March 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5600 NORTHROP RD, MILTON, FL 32570-6902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jan 31, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 30, 2018	Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Prior Sale	Jun 26, 2013 · Amount on File
Deed Document Number	201822052
Deed Book / Page	3732 / 1277
Prior Transfer Date	Jun 17, 2013
Prior Transfer Doc	0032610961
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5600 NORTHROP RD, MILTON, FL 32570-6902
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 NORTHROP RD, MILTON, FL 32570-6902

Mortgage

Document Number	0047110193
Date	Feb 20, 2026
Book Page	4711/193
Instrument	202608454

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5600 NORTHROP RD, MILTON, FL 32570-6902
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 NORTHROP RD, MILTON, FL 32570-6902

Mortgage

Document Number	0043630464
Date	Jan 31, 2023
Book Page	4363/464
Instrument	202303967

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 30, 2018
Property Address	5600 NORTHROP RD, MILTON, FL 32570-6902
Document Number	0037321277
Book / Page	003732 / 001277
Instrument Date	May 29, 2018
Instrument	22052
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	CLEAR TITLE/NW FL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5600 NORTHROP RD MILTON FL 325706902, MILTON, FL 32570-6902

Mortgage

Document Number	37321279
Date	May 30, 2018
Book Page	003732/001279
Instrument	22053

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,720 (+2.9%)	$231,276 (+2.41%) Land $20,900 Building $210,376
2024	$1,607.00 (+2.1%) Homeowner's exemption	$164,937 (+3%)	$225,835 (+2.55%) Land $20,900 Building $204,935
2023	$1,574.00 (+2.47%) Homeowner's exemption	$160,133 (+3%)	$220,220 (+1.14%) Land $20,900 Building $199,320
2022	$1,536.00 Homeowner's exemption	$155,469	$217,729 Land $20,900 Building $196,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5600 Northrop Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5600 Northrop Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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