560 W Jefferson St, Springfield, IL 62702 Property Records

Sangamon County property record for 560 W Jefferson St, Springfield, IL 62702

Property Summary

Property TypeCommercial
Lot Size0.102 acres (4,475 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Jan 2019)
Tax Bill$16,488 (2025)
Deeds & MortgagesOct 2009 Mortgage
Mar 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-28.0-456-001

Property Details

APN / Parcel Number

Primary APN14-28.0-456-001
Alternative APN
  • 14280456001 (CHECK DIGIT = 6)

Interior

Units2 Units

Exterior

Lot Area4,475 sqft (0.102 acres)

Location & Zoning

Account Number14280456001
Street Address560 W JEFFERSON ST
CitySPRINGFIELD
StateIL
Zip62702-5034
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionW 40' L 26-27-28 COWGILLS ADDN
Legal SubdivisionCOWGILLS ADD
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group1
Census Block1007
Census Tract1300

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address201 N MAIN ST, 300, SAINT CHARLES, MO 63301-2878
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2009Deed of Trust, Mortgage · Commercial Mortgage
UNITED COMMUNITY BANK
Mar 6, 2023Deed of Trust, Mortgage · Commercial Mortgage
MIDDLETOWN STATE BANK
Jan 4, 2019Special Warranty Deed, Transfer · Conventional Mortgage
MIDDLETOWN STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2019 · Amount on Record
Deed SaleJan 4, 2019 · Amount on Record
Prior SaleNov 29, 2017
Deed Document Number2019203
Record UpdatedSep 20, 2026

October 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address560 W JEFFERSON ST, SPRINGFIELD, IL 62702-5034
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2009R47165
DateOct 6, 2009
Instrument2009R47165
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address560 W JEFFERSON ST, SPRINGFIELD, IL 62702-5034
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R03528
DateMar 6, 2023
Instrument2023R03528
Lender
NameMIDDLETOWN STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term36 Months
DueAug 2, 2026
Interest
Rate TypeFixed Rate
Rate7.5%

January 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANGAMON IL
Recording DateJan 4, 2019
Property Address560 W JEFFERSON ST, SPRINGFIELD, IL 62702-5034
Document Number2019R00203
Map ReferenceDOC 2008R35368
Instrument DateJan 2, 2019
Instrument2019R00203
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount Recorded
Tax$450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address739 S 5TH ST # ST2, ST2, SPRINGFIELD, IL 62703-2345

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 N MAIN ST STE 300, 300, SAINT CHARLES, MO 63301-2878

Mortgage

Document Number2019R00204
DateJan 4, 2019
Instrument2019R00204
Lender
NameMIDDLETOWN STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate5%

Mortgage

Document Number2019R00205
DateJan 4, 2019
Instrument2019R00205
Lender
NameMIDDLETOWN STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term72 Months
DueJul 2, 2019
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,488.00 (+41.93%)$203,649 (+57.08%) Land $28,124 Building $175,525$610,947 (+57.08%) Land $84,372 Building $526,575
2022$11,617.00$129,646 Land $22,726 Building $106,920$388,938 Land $68,178 Building $320,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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