560 W Emerson Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 560 W Emerson Ave, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,435 sqft · built 1946
Lot Size	0.218 acres (9,490 sqft)
Owner	Trust Name on File
Last Sale	$125,000 (Feb 1997)
Tax Bill	$4,217 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`233-061-020-000`

Property Details

APN / Parcel Number

Primary APN	`233-061-020-000`
Alternative APN	`233-061-02`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,490 sqft (0.218 acres)
Lot Dimensions	146 ft deep x 65 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	233-061-02
Street Address	560 W EMERSON AVE
City	TRACY
State	CA
Zip	95376-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDC
Legal Description	PARKER VILLAS 03 LOT 202
Legal Subdivision	PARKER VILLAS 03
Legal Block	2
Legal Lot Number	202
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2016
Census Tract	5303

Owner

560 W Emerson Ave is held in a trust since January 2009.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	27907 S TRAINA CT, TRACY, CA 95304-7002
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 1997 · Amount on File
Deed Sale	Feb 28, 1997 · Amount on File
Deed Document Number	199721257
Last Transfer Date	Jan 6, 2009
Transfer Doc	0000036751
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	560 W EMERSON AVE, TRACY, CA 95376-2510
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8522 VINE LN, TRACY, CA 95304-8117

Mortgage

Document Number	0000055021
Date	Mar 29, 2021
Instrument	2021-055021

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	HOT SPRINGS, NC 28743

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	560 W EMERSON AVE, TRACY, CA 95376-2510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110837
Date	Oct 1, 2019
Instrument	2019-110837

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 560 W Emerson Ave was $4,217.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,217.00 (-0.05%)
2025	$4,219.00	$365,608 Land $109,311 Building $256,297
2023	$3,827.00 (+2.08%)	$351,413 Land $105,067 Building $246,346	$478,710
2022	$3,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 560 W Emerson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 560 W Emerson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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