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560 Spring Lake Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 560 Spring Lake Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,182 sqft · built 1991
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$570,000 (May 2026)
Tax Bill$5,276 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-36-14-NL-3-10

Property Details

APN / Parcel Number

Primary APN26-36-14-NL-3-10
Alternative APNs
  • 26-36-14-NL-00003.0-0010.00
  • 2603652

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,182 sqft Living Area
Gross Area3,020 sqft
1st Floor Area2,182 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeAttached
Garage Area462 sqft
PorchFinished/Open Porch
Porch Area376 sqft
Deck Area386 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2603652
Street Address560 SPRING LAKE DR
CityMELBOURNE
StateFL
Zip32940-1956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSUNTREE P.U.D. STAGE 5 TRACT 55 LOT 10 BLK 3
Legal Range36E
Legal Township26S
Legal Section14
Legal SubdivisionSUNTREE P.U.D. STAGE 5 TRACT 55
Legal Tract55
Legal Block3
Legal Lot Number10
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group3
Census Block3009
Census Tract64128

Owner

560 Spring Lake Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address560 SPRING LAKE DR, MELBOURNE, FL 32940-1956
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Jul 14, 2020Warranty Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2026 · Amount on File
Deed SaleMay 4, 2026 · Amount on File
Prior SaleJul 14, 2020 · Amount on File
Deed Document Number202690113
Deed Book / Page10615 / 362
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 4, 2026
Property Address560 SPRING LAKE DR, MELBOURNE, FL 32940-1956
Document Number0106150362
Book / Page10615 / 362
Instrument DateMay 1, 2026
Instrument2026.90113
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyFOUNDATION TITLE AND SETTLEMENT, FOUNDATION TITLE & SETTLEMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$402,990.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address560 SPRING LAKE DR, MELBOURNE, FL 32940-1956

Mortgage

Document Number0000090114,
DateMay 4, 2026
Book Page10615/365
Instrument2026.90114
Lender
NameMOVEMENT MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.22%
Max Rate-1%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 14, 2020
Property Address560 SPRING LAKE DR, MELBOURNE, FL 32940-1956
Document Number0087942180
Book / Page008794 / 002180
Instrument DateJul 10, 2020
Instrument149758
Transaction TypeTransfer
Record UpdatedAug 4, 2020
Title CompanyEAST COAST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address560 SPRING LAKE DR MELBOURNE FL 329401956, MELBOURNE, FL 32940-1956

Mortgage

Document Number87942181
DateJul 14, 2020
Book Page008794/002181
Instrument149759
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount on Record
Term360 Months
DueJul 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 560 Spring Lake Dr was $5,276, up 6.3% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$418,470 (+2.7%)$496,100 (-2.85%)
2025$5,276.00 (+6.33%) Homeowner's exemption$407,470$510,630
2024$4,962.00 (+1.49%)
2023$4,889.00 (+7.36%) Homeowner's exemption$384,460 (+3%)$516,580 (+4.4%) Land $115,000 Building $401,580
2022$4,554.00 Homeowner's exemption$373,270$494,810 Land $130,000 Building $364,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 560 Spring Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 258 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies258 in force
Nearby Flood Claims20 (1995–2026)
Claims Outside the SFHA9 of 20
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 560 Spring Lake Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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