560 Sandy Point Rd, Lexington, SC 29072 Property Records

Lexington County property record for 560 Sandy Point Rd, Lexington, SC 29072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,957 sqft · built 1978
Lot Size	0.453 acres (19,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Sep 2025)
Tax Bill	$2,083 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003126-01-009`

Property Details

APN / Parcel Number

Primary APN	`003126-01-009`
Alternative APN	`0312601009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,957 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	19,738 sqft (0.453 acres)
View / Lot	Waterfront / Beach
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	560 SANDY POINT RD
City	LEXINGTON
State	SC
Zip	29072-9225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	SANDY POINT LOT 16
Legal Subdivision	SANDY POINT
Legal Lot Number	16
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	3
Census Block	3019
Census Tract	21303

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	560 SANDY POINT RD, LEXINGTON, SC 29072-9225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FEDERAL CREDIT UNION
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage PALMETTO CITIZENS FCU
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	May 29, 2015 · Amount on Record
Deed Document Number	202535732
Deed Book / Page	21181 / 88
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Recording Date	May 13, 2026
Property Address	560 SANDY POINT RD, LEXINGTON, SC 29072-9225
Document Number	0000019334
Book / Page	21221 / 2994
Instrument Date	Apr 28, 2026
Instrument	202619334
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 SANDY POINT RD, LEXINGTON, SC 29072-9225

Mortgage

Document Number	0000019334,
Date	May 13, 2026
Book Page	21221/2994
Instrument	202619334

Lender

Name	PALMETTO CITIZENS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Sep 16, 2025
Property Address	560 SANDY POINT RD, LEXINGTON, SC 29072-9225
Document Number	2118100088
Book / Page	21181 / 88
Map Reference	MB 84-G PG 9
Instrument Date	Sep 12, 2025
Instrument	2025035732
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	560 SANDY POINT RD, LEXINGTON, SC 29072-9225

Mortgage

Document Number	2025035733
Date	Sep 16, 2025
Instrument	2025035733

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	560 SANDY POINT RD, LEXINGTON, SC 29072-9225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1907200022
Date	Mar 17, 2017
Book Page	19072/022
Instrument	2017012505

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,083.00 (+12.41%)	$15,238 (-) Land $9,000 Building $6,238
2024	$1,853.00 (+5.52%)	$15,238 (-) Land $9,000 Building $6,238	$380,954 (-) Land $225,000 Building $155,954
2023	$1,756.00	$15,238 Land $9,000 Building $6,238	$380,954 Land $225,000 Building $155,954

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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