560 Sandra Ct, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 560 Sandra Ct, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,602 sqft · built 2004
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Company Names on Record
Last Sale	$639,000 (Apr 2004)
Tax Bill	$9,875 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`091-295-026`

Property Details

APN / Parcel Number

Primary APN	`091-295-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,602 sqft Living Area
1st Floor Area	2,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	17,860 sqft (0.41 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	560 SANDRA CT
City	NIPOMO
State	CA
Zip	93444-8755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 2182 LT 6
Legal Subdivision	TRACT 2182
Legal Tract	2182
Legal Block	3
Legal Lot Number	6
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	3
Census Block	3025
Census Tract	12404

Owner

Source: San Luis Obispo County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	560 SANDRA CT, NIPOMO, CA 93444-8755
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Oct 14, 2021	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTHILLS CU
Oct 26, 2017	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage COASTHILLS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2004 · Amount on Record
Deed Sale	Apr 15, 2004 · Amount on Record
Deed Document Number	200430689
Last Transfer Date	Oct 21, 2024
Transfer Doc	0000031767
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	560 SANDRA CT, NIPOMO, CA 93444-8755
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 SANDRA CT, NIPOMO, CA 93444-8755

Mortgage

Document Number	0000020490
Date	May 11, 2022
Instrument	2022020490

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.43%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.43%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	560 SANDRA CT, NIPOMO, CA 93444-8755
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 SANDRA CT, NIPOMO, CA 93444-8755

Mortgage

Document Number	0000069126
Date	Oct 14, 2021
Instrument	2021069126

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	560 SANDRA CT, NIPOMO, CA 93444-8755
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 SANDRA CT, NIPOMO, CA 93444-8755

Mortgage

Document Number	0000032544
Date	Apr 30, 2021
Instrument	2021032544

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	560 SANDRA CT, NIPOMO, CA 93444-8755
Document Number	0000050227
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	560 SANDRA CT NIPOMO CA 934448755, NIPOMO, CA 93444-8755

Mortgage

Document Number	0000050227
Date	Nov 1, 2017
Instrument	50227

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 31, 2042

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	560 SANDRA CT, NIPOMO, CA 93444-8755
Document Number	0000050226
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	560 SANDRA CT NIPOMO CA 934448755, NIPOMO, CA 93444-8755

Mortgage

Document Number	0000050226
Date	Nov 1, 2017
Instrument	50226

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,875.00 (+4.7%)	$934,993 (+4.04%) Land $369,658 Building $565,335
2023	$9,432.00 (+1.54%) Homeowner's exemption	$898,687 Land $355,304 Building $543,383
2022	$9,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Peak WiFi, Ranch Wifi, Verizon.

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