560 Prosperity Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 560 Prosperity Lake Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,687 sqft · built 2000
Lot Size	0.33 acres (14,374 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Aug 2012)
Tax Bill	$2,499 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026442-1250`

Property Details

APN / Parcel Number

Primary APN	`026442-1250`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,687 sqft Living Area
Gross Area	2,127 sqft
1st Floor Area	1,687 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,374 sqft (0.33 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Finished/Open Porch
Porch Area	311 sqft
Patio Area	840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	560 PROSPERITY LAKE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	37/68-79 SOUTHLAKE UNIT 2A LOT 125 OR3606/955
Legal Range	28E
Legal Township	05S
Legal Section	20
Legal Subdivision	SOUTHLAKE UNIT 2-A
Legal Block	1
Legal Lot Number	125
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1008
Census Tract	20907

Owner

Source: St. Johns County records · APN 026442-1250

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	560 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2012 · Amount on Record
Deed Sale	Aug 28, 2012 · Amount on Record
Prior Sale	Nov 30, 2006 · Amount on Record
Deed Document Number	201249809
Deed Book / Page	3606 / 955
Prior Transfer Date	Jan 08, 2004
Prior Transfer Doc	0000002745
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	560 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033
Transaction Type	Mortgage
Record Updated	Nov 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043810683
Date	May 31, 2017
Book Page	4381/0683
Instrument	2017037282

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,929 (+2.7%)	$351,372 (+0.26%) Land $80,000 Building $271,372
2025	$2,499.00 (+14.11%) Homeowner's exemption	$199,541 (+5.99%)	$350,478 (+7.95%) Land $80,000 Building $270,478
2024	$2,190.00 (+2.15%)
2023	$2,144.00 (+3.47%) Homeowner's exemption	$188,269 (+3%)	$324,658 (-1.54%) Land $85,000 Building $239,658
2022	$2,072.00 Homeowner's exemption	$182,785	$329,733 Land $78,400 Building $251,333

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 293 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.