560 Ocean Trl, Corolla, NC 27927 Property Records

Currituck County property record for 560 Ocean Trl, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 4,152 sqft · built 2022
Lot Size	0.686 acres (29,886 sqft)
Owner	2 Trust Names on Record
Tax Bill	$5,507 (2025)
Deeds & Mortgages	Feb 2021 Construction Loan Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9944-20-0776`

Property Details

APN / Parcel Number

Primary APN	`9944-20-0776`
Alternative APNs	`126A0000136000B` `000151657` `9944-20`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	4,152 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	29,886 sqft (0.686 acres)
Lot Dimensions	29.3 ft deep x 10.2 ft wide
Deck Area	112 sqft
Patio Area	832 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000151657
Street Address	560 OCEAN TRL
City	COROLLA
State	NC
Zip	27927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFO
Legal Description	LOT 136 SECT B OCEAN SANDS
Legal Subdivision	OCEAN SANDS
Legal Lot Number	136
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1117
Census Tract	110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Currituck County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	817 MARIPOSA CT, VIRGINIA BEACH, VA 23455-4700
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK MORTGAGE
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Jul 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Apr 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Book / Page	118 / 696
Last Transfer Date	Mar 15, 2019
Transfer Doc	0014790249
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	560 OCEAN TRL, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016000012
Date	Feb 17, 2021
Book Page	1600/12
Instrument	360880

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.37%
Index	1-Year CMT
Margin	3
Max Rate	9.37%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	560 OCEAN TRL, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 ALLERSON LN, VIRGINIA BEACH, VA 23455-4405

Mortgage

Document Number	0017130450
Date	Oct 17, 2022
Book Page	1713/450
Instrument	379255

Lender

Name	TOWNEBANK
Type	Bank
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	Sep 9, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jul 12, 2019
Property Address	560 OCEAN TRL, COROLLA, NC 27927-9688
Document Number	0014900280
Book / Page	001490 / 000280
Instrument Date	Jun 26, 2019
Instrument	344162
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1609 ALLERSON LN VIRGINIA BEACH VA 234554405, VIRGINIA BEACH, VA 23455-4405

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 12, 2019
Property Address	560 OCEAN TRL, COROLLA, NC 27927-9688
Document Number	0014790249
Book / Page	001479 / 000249
Instrument Date	Mar 15, 2019
Instrument	342257
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 MOULTRIE CT VIRGINIA BEACH VA 234554752, VIRGINIA BEACH, VA 23455-4752

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,507.00 (+4.14%)	$688,800 (-) Land $110,000 Building $578,800
2024	$5,288.00 (+12.01%)	$688,800 (-) Land $110,000 Building $578,800
2023	$4,721.00 (+89.45%)	$688,800 (+70.83%) Land $110,000 Building $578,800	$688,800 (+70.83%) Land $110,000 Building $578,800
2022	$2,492.00	$403,200 Land $110,000 Building $293,200	$403,200 (-41.46%) Land $110,000 Building $293,200
2021			$688,800 Land $110,000 Building $578,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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