560 Ocean Cay Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 560 Ocean Cay Dr, Key Largo, FL 33037 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms5.5 Baths
Year BuiltBuilt 2010
Square Footage7,411 sqft Living Area
Lot Size23,900 sqft (0.549 acres)
GarageCarport, 784 sqft
OccupancyOwner Occupied
Tax Bill$14,707.00 (2025)

Property Details

APN / Parcel Number

Primary APN00453475-017600
Alternative APNs
  • 33613900453475017600
  • 1556858

Interior

Bedrooms6 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area7,411 sqft Living Area
Gross Area9,491 sqft Gross Area
1st Floor Area3,714 sqft 1st Floor
Attic Area784 sqft Attic
AtticAttic
Stories3 Stories
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area23,900 sqft (0.549 acres)
Garage TypeCarport
Garage Area784 sqft Garage
CarportCarport
Carport Area784 sqft Carport

Exterior Amenities

Total Buildings2 Buildings
Patio Area980 sqft Patio
PorchSlab
Porch Area3,098 sqft Porch
View / LotWaterfront
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1556858
Street Address560 OCEAN CAY DR
CityKEY LARGO
StateFL
Zip33037-4345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 560 PORT LARGO FIFTH ADDITION KEY LARGO PB6-109 AND PT PVT RD OR796-2450 OR866-293/95 OR1003-1510/13E OR1010-904/06 OR1029-2472 OR1164-1915/16LT/AG OR1326-23 OR1353-2385/86C OR1427-1540/49AMD OR2696-1151/52CERT OR2946-0859 OR2976-620D/C
Legal Range39E
Legal Township61S
Legal Section33
Legal SubdivisionPORT LARGO 5TH ADD
Legal Lot Number560
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2024
Census Tract970500

Owner

Source: Monroe County records · APN 00453475-017600

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 370872, KEY LARGO, FL 33037-0872
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 02, 2020
Deed SaleJan 02, 2020
Prior SaleJan 28, 2019 · Amount on Record
Deed Document Number20202250556
Deed Book / Page3002 / 274
Prior Transfer DateJan 15, 2019
Prior Transfer Doc0002203419
Record UpdatedJun 08, 2026

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJan 28, 2019
Property Address560 OCEAN CAY DR, KEY LARGO, FL 33037-4345
Document Number0029460859
Book / Page002946 / 000859
Instrument DateJan 15, 2019
Instrument2203419
Transaction TypeTransfer
Record UpdatedFeb 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 373130 KEY LARGO FL 330378130, KEY LARGO, FL 33037-8130

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,707.00 (+4.97%) Homeowner's exemption Widower's exemption$1,781,650 (+5.99%)$5,241,047 (+18.75%) Land $3,677,493 Building $1,563,554
2024$14,011.00 (+2.92%)
2023$13,614.00 (+6.31%) Senior Citizen's exemption$1,681,009 (+3%)$4,413,406 (+13.94%) Land $3,215,745 Building $1,197,661
2022$12,806.00 Senior Citizen's exemption$1,632,048$3,873,380 Land $2,721,015 Building $1,152,365

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation15.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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