560 Mill St, Saugatuck, MI 49453 Property Records

Allegan County property record for 560 Mill St, Saugatuck, MI 49453 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1999
Square Footage	1,988 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$1,500,000 (2024)
Tax Bill	$25,470.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`57-051-001-22`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,988 sqft Living Area
1st Floor	764 sqft 1st Floor
Basement Area	764 sqft Basement
Unfinished Basement	764 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding Exterior
Lot Area	10,019 sqft (0.23 acres)
Depth X Width	114 ft x 88 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	528 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	560 MILL ST
City	SAUGATUCK
State	MI
Zip	49453-9507
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM AT WLY COR LOT 1 TH S 46 DEG 34' 03 E 176' TH N 43 DEG 28' 40 E 114' TH S 46 DEG 34' 03 E 88' TH S 43 DEG 28' 40 W 114'
Legal Subdivision	BANDLES ADD
Legal Block	1
Legal Lot Number	1,11-12
Jurisdiction	ALLEGAN MI
Minor Civil Division	SAUGATUCK
Census Blockgroup	2
Census Block	2051
Census Tract	30801

Owner

Source: Allegan County records · APN 57-051-001-22

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	560 MILL ST, SAUGATUCK, MI 49453-9507
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2005	Deed of Trust, Mortgage · Conventional Mortgage MACATAWA BANK MORTGAGE CO
May 06, 2009	Deed of Trust, Mortgage MACATAWA BANK
Sep 12, 2012	Deed of Trust, Mortgage · Conventional Mortgage MACATAWA BANK
Nov 23, 2011	Deed of Trust, Mortgage · Conventional Mortgage MACATAWA BANK
Jun 12, 2008	Deed of Trust, Mortgage CHICAGO FINANCIAL SERVICES INC
Sep 01, 2022	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
May 23, 2019	Intrafamily Transfer, Transfer
Apr 26, 2019	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Jul 05, 2007	Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) CHICAGO FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Doc Number	202412488
Deed Book / Page	4968 / 24
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	4346/496
Record Refreshed	Sep 20, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	560 MILL ST, SAUGATUCK, MI 49453-9507
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002844/197
Date	Jun 07, 2005
Book Page	2844/197

Lender

Name	MACATAWA BANK MORTGAGE CO
Type	Mortgage Company
Address	10753 MACATAWA DR, HOLLAND, MI 49424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2035

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	560 MILL ST, SAUGATUCK, MI 49453-9507
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003323/055
Date	May 06, 2009
Book Page	3323/055

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 01, 2039

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	560 MILL ST, SAUGATUCK, MI 49453-9507
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003654/776
Date	Sep 12, 2012
Book Page	3654/776

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2042

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	560 MILL ST, SAUGATUCK, MI 49453-9507
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003566/245
Date	Nov 23, 2011
Book Page	3566/245

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2041

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	560 MILL ST, SAUGATUCK, MI 49453-9507
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003240/580
Date	Jun 12, 2008
Book Page	3240/580

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60610

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Feb 01, 2038

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Mar 01, 2013
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	11%
Index	6-Month LIBOR
Max Rate	11%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 01, 2022
Property Address	560 MILL ST, SAUGATUCK, MI 49453
Document Number	004794/477
Book / Page	4794 / 477
Map Reference	LB 2 PG 16
Instrument Date	Aug 29, 2022
Instrument	2022017195
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 MILL ST, SAUGATUCK, MI 49453

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	May 23, 2019
Property Address	560 MILL ST, SAUGATUCK, MI 49453
Document Number	4346/496
Book / Page	4346 / 496
Map Reference	LB 2 PG 16
Instrument Date	May 16, 2019
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	560 MILL ST, SAUGATUCK, MI 49453

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 26, 2019
Property Address	560 MILL ST, SAUGATUCK, MI 49453
Document Number	4338/801
Book / Page	4338 / 801
Map Reference	LB 2 PG 16
Instrument Date	Apr 22, 2019
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$5,357.80
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 291, SAUGATUCK, MI 49453-0291

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	560 MILL ST, SAUGATUCK, MI 49453

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 05, 2007
Property Address	560 MILL ST, SAUGATUCK, MI 49453-9507
Document Number	003136/061
Book / Page	3136 / 061
Map Reference	LB2 PG16
Instrument Date	Jun 29, 2007
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	LIGHTHOUSE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Not Public Record
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 128, DOUGLAS, MI 49406-0128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 N LAKE SHORE DR # 3G, 3G, CHICAGO, IL 60613-3301
Investor	Possibly a Property Investor

Mortgage

Document Number	0003136063
Date	Jul 05, 2007
Instrument	3136/063

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	Annually
Max Rate At Change	11.2%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,100 (-1.6%) Land $136,300 Building $472,800	$1,218,200 (-1.6%) Land $272,600 Building $945,600
2025	$25,470.00 (+75.69%) Homeowner's exemption	$619,000 (+48.02%) Land $130,500 Building $488,500	$1,238,000 (+48.02%) Land $261,000 Building $977,000
2024	$14,497.00
2023		$418,200 Land $78,800 Building $339,400	$836,400 Land $157,600 Building $678,800

560 Mill St, Saugatuck, MI 49453 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2005: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2009: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2012: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2011: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2008: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2019: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2007: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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Nearby Streets

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