560 Laurel Hill Rd, Clyo, GA 31303 Property Records

Effingham County property record for 560 Laurel Hill Rd, Clyo, GA 31303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,067 sqft · built 2008
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2022)
Tax Bill	$1,985 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04040-016-B00`

Property Details

APN / Parcel Number

Primary APN	`04040-016-B00`
Alternative APN	`12774`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,067 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12774
Street Address	560 LAUREL HILL RD
City	CLYO
State	GA
Zip	31303-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	5.00 AC (SPLT 404-16B01) PLT 29/407
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1019
Census Tract	30206

Owner

Source: Effingham County assessment roll, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	560 LAUREL HILL RD, CLYO, GA 31303-3424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage PINNACLE BANK TENNESSEE
Sep 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Sep 23, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Aug 31, 2010 · Amount on Record
Deed Document Number	20222895
Deed Book / Page	2810 / 292
Prior Transfer Date	Aug 27, 2010
Prior Transfer Doc	001959/042
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	560 LAUREL HILL RD, CLYO, GA 31303-3424
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 LAUREL HILL RD, CLYO, GA 31303-3424

Mortgage

Document Number	0000003021/0000000838
Date	Feb 3, 2026
Book Page	0000003021/0000000838

Lender

Name	PINNACLE BANK TENNESSEE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	560 LAUREL HILL RD, CLYO, GA 31303-3424
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 LAUREL HILL RD, CLYO, GA 31303-3424

Mortgage

Document Number	0000002810/0000000294
Date	Sep 23, 2022
Book Page	0000002810/0000000294
Instrument	009668

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Jan 1, 2031

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 23, 2022
Property Address	560 LAUREL HILL RD, CLYO, GA 31303-3424
Document Number	002810/292
Book / Page	2810 / 292
Instrument Date	Sep 23, 2022
Instrument	2022-002895
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 LAUREL HILL RD, CLYO, GA 31303-3424

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,985.00 (-12.13%) Homeowner's exemption	$100,157 (+46.01%) Land $26,826 Building $73,331	$250,392 (+46.01%) Land $67,065 Building $183,327
2024	$2,259.00 (+33.27%) Homeowner's exemption	$68,596 (+37.95%) Land $11,604 Building $56,992	$171,490 (+37.95%) Land $29,011 Building $142,479
2023	$1,695.00 (-11.95%)	$49,726 (-9.25%) Land $11,604 Building $38,122	$124,316 (-9.25%) Land $29,011 Building $95,305
2022	$1,925.00	$54,796 Land $16,892 Building $37,904	$136,988 Land $42,229 Building $94,759

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Nearby Properties on Laurel Hill Rd

Nearby Streets

All Clyo, GA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures