560 Lakeside Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 560 Lakeside Dr, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	built 2024
Lot Size	2.18 acres (95,135 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jul 2023)
Tax Bill	$977 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01.035`

Property Details

APN / Parcel Number

Primary APN	`07-01.035`
Alternative APNs	`22078` `24492` `25071`

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	95,135 sqft (2.18 acres)

Location & Zoning

Account Number	25071
Street Address	560 LAKESIDE DR
City	LANCASTER
State	KY
Zip	40444-7199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 2.184 AC HERRINGTO HILLS
Legal Subdivision	HERRINGTO HILLS
Legal Lot Number	35
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	1
Census Block	1005
Census Tract	970102

Owner

560 Lakeside Dr is owned by an individual who bought it in July 2023.

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8700 FRONT BEACH RD, 6301, PANAMA CITY BEACH, FL 32407-4286
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO OF HAZARD
Jul 31, 2023	Deed, Transfer THE LAND GROUP REAL ESTATE T
Apr 5, 2006	Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Apr 5, 2006 · Amount on File
Deed Document Number	2023177223
Deed Book / Page	322 / 364
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	560 LAKESIDE DR, LANCASTER, KY 40444-7199
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 LAKESIDE DR, LANCASTER, KY 40444-7199

Mortgage

Document Number	00M460/273
Date	Jul 23, 2025
Book Page	M460/273
Instrument	196883

Lender

Name	PEOPLES BANK & TRUST CO OF HAZARD
Type	Bank
Address	HAZARD, KY 41702

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jul 31, 2023
Property Address	560 LAKESIDE DR, LANCASTER, KY 40444-7199
Document Number	00D322/364
Book / Page	D322 / 364
Map Reference	DB 303 PG 807
Instrument Date	Jul 24, 2023
Instrument	177223
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	THE LAND GROUP REAL ESTATE T

Transaction

Amount	Amount on Record
Tax	$95.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1614 ATLANTA DR, LEXINGTON, KY 40505-2506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8700 FRONT BEACH RD UNIT 6301, 6301, PANAMA CITY BEACH, FL 32407-4286

April 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Apr 5, 2006
Property Address	560 LAKESIDE DR, LANCASTER, KY 40444-7199
Document Number	000237/590
Book / Page	237 / 590
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9801 CALAMAR CT, LOUISVILLE, KY 40241-3127

Mortgage

Document Number	00M256/822
Date	Apr 5, 2006
Book Page	M256/822
Instrument	69931

Lender

Name	FIFTH THIRD MORTGAGE COMPANY
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 560 Lakeside Dr was $977, down 0.5% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,000 (+436.84%) Land $95,000 Building $415,000	$510,000 (+436.84%) Land $95,000 Building $415,000
2025	$977.00 (-0.51%)	$95,000 (-) Land $95,000	$95,000 (-) Land $95,000
2024	$982.00 (+8.63%)	$95,000 (+11.76%) Land $95,000	$95,000 (+11.76%) Land $95,000
2023	$904.00 (+42.81%)	$85,000 (+44.07%) Land $85,000	$85,000 (+44.07%) Land $85,000
2022	$633.00	$59,000 Land $59,000	$59,000 Land $59,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 560 Lakeside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 560 Lakeside Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
kywimax Fixed Wireless · not low latency	25 / 5

May also be available: Spectrum, Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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