560 la Zear Way, Gray Summit, MO 63039 Property Records

Franklin County property record for 560 la Zear Way, Gray Summit, MO 63039

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,512 sqft · built 1984
Lot Size	3.9 acres (169,884 sqft)
Owner	Individual Name on Record
Tax Bill	$3,624 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-3-06.1-0-000-016.000`

Property Details

APN / Parcel Number

Primary APN	`19-3-06.1-0-000-016.000`
Alternative APN	`19-3-06.1-0-005-016.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1984
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	169,884 sqft (3.9 acres)
Shed	1 Shed

Location & Zoning

Street Address	560 LA ZEAR WAY
City	GRAY SUMMIT
State	MO
Zip	63039-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT: 5R GARNICE LAZEAR WAY PLAT 3
Legal Range	02E
Legal Township	43
Legal Section	06
Legal Subdivision	GARNICE LAZEAR WAY
Legal Lot Number	5
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1036
Census Tract	800101

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	560 LA ZEAR WAY, GRAY SUMMIT, MO 63039-1147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK
Mar 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK
Aug 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2024
Deed Sale	May 31, 2024
Prior Sale	Mar 20, 2023
Deed Document Number	2406176
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	560 LA ZEAR WAY, GRAY SUMMIT, MO 63039-1147
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002600676
Date	Jan 20, 2026
Instrument	2600676

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	560 LA ZEAR WAY, GRAY SUMMIT, MO 63039-1147
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002303180
Date	Mar 20, 2023
Instrument	2303180

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 17, 2017
Property Address	560 LA ZEAR WAY, GRAY SUMMIT, MO 63039-1147
Document Number	0000012564
Instrument Date	Aug 11, 2017
Instrument	12564
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2800 SERENE CT ARNOLD MO 630103679, ARNOLD, MO 63010-3679

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,624.00 (+33.83%)	$47,021 (+23.23%)	$247,480 (+22.35%) Land $50,120 Building $197,360
2023	$2,708.00 (+14.07%)	$38,156	$202,280 Land $17,390 Building $184,890
2022	$2,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

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