San Diego County property record for 560 Kempton St, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,538 sqft · built 1978 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $790,000 (Mar 2022) |
| Tax Bill | $10,563 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-531-36-00 |
| Primary APN | 584-531-36-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,200 sqft (0.142 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 560 KEMPTON ST |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-5831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 74 TR 008578 |
| Legal Subdivision | VISTA DEL LAGO |
| Legal Tract | 008578 |
| Legal Block | 1 |
| Legal Lot Number | 74 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13903 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 560 KEMPTON ST, SPRING VALLEY, CA 91977-5831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 24, 2022 | Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 20, 2019 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Apr 26, 2019 | Grant Deed, Transfer · Conventional Mortgage BENCH EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on Record |
| Deed Sale | Mar 24, 2022 · Amount on Record |
| Prior Sale | Jun 20, 2019 · Amount on Record |
| Deed Document Number | 2022131862 |
| Prior Transfer Date | Mar 14, 2006 |
| Prior Transfer Doc | 0000255398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 24, 2022 |
| Property Address | 560 KEMPTON ST, SPRING VALLEY, CA 91977-5831 |
| Document Number | 0000131862 |
| Map Reference | MAP 8578 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 2022-0131862 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO OF CA SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 560 KEMPTON ST, SPRING VALLEY, CA 91977-5831 |
| Document Number | 0000131863 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022-0131863 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 20, 2019 |
| Property Address | 560 KEMPTON ST, SPRING VALLEY, CA 91977-5831 |
| Document Number | 0000243239 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 243239 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2019 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $588.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 560 KEMPTON ST SPRING VALLEY CA 919775831, SPRING VALLEY, CA 91977-5831 |
| Document Number | 243240 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 243240 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 26, 2019 |
| Property Address | 560 KEMPTON ST, SPRING VALLEY, CA 91977-5831 |
| Document Number | 0000154839 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 154839 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1240 NEWMORNING RD LA MESA CA 91941, LA MESA, CA 91941 |
| Document Number | 154840 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 154840 |
| Name | BENCH EQUITY LLC |
|---|---|
| Type | Bank |
| Address | MESA, AZ 85209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $855,120 (+2%) Land $371,786 Building $483,334 | |
| 2025 | $10,563.00 (+12.64%) Homeowner's exemption | $838,354 (+10.31%) Land $364,497 Building $473,857 |
| 2023 | $9,378.00 (+30.52%) Homeowner's exemption | $760,000 Land $330,000 Building $430,000 |
| 2022 | $7,185.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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