560 Joan Dr, Union, MO 63084 Property Records

Franklin County property record for 560 Joan Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,346 sqft · built 2004
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,672 (2025)
Deeds & Mortgages	May 2026 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-7-25.0-0-008-010.600`

Property Details

APN / Parcel Number

Primary APN	`16-7-25.0-0-008-010.600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,346 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Brick
Lot Area	239,580 sqft (5.5 acres)
Shed	1 Shed

Location & Zoning

Street Address	560 JOAN DR
City	UNION
State	MO
Zip	63084-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:5 OAKEN DALE ESTATES AM
Legal Range	2W
Legal Township	43N
Legal Section	25
Legal Subdivision	OAKEN DALE ESTATES
Legal Lot Number	5
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1054
Census Tract	800403

Owner

Source: Franklin County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	560 JOAN DR, UNION, MO 63084-2514
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 14, 2020	Deed of Trust, Mortgage CITIZENS BK
Oct 28, 2019	Deed of Trust, Mortgage CITIZENS BK
Feb 17, 2018	Deed of Trust, Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 27, 2026
Transfer Doc	0002607007
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 28, 2026
Property Address	560 JOAN DR, UNION, MO 63084-2514
Document Number	0002607007
Instrument Date	May 27, 2026
Instrument	20262607007
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	560 JOAN DR, UNION, MO 63084-2514
Document Number	0000022272
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	560 JOAN DR UNION MO 630842514, UNION, MO 63084-2514

Mortgage

Document Number	0000022272
Date	Dec 21, 2020
Instrument	22272

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	560 JOAN DR, UNION, MO 63084-2514
Document Number	0000015862
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	560 JOAN DR UNION MO 630842514, UNION, MO 63084-2514

Mortgage

Document Number	0000015862
Date	Nov 18, 2019
Instrument	15862

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	560 JOAN DR, UNION, MO 63084-2514
Document Number	0000003148
Instrument Date	Feb 17, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018
Title Company	FRANKLIN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	560 JOAN DR UNION MO 630842514, UNION, MO 63084-2514

Mortgage

Document Number	0000003148
Date	Mar 12, 2018
Instrument	3148

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,672.00 (+0.07%)	$60,731 (+21.09%)	$319,640 (+21.09%) Land $58,870 Building $260,770
2023	$2,670.00 (-12.94%)	$50,154	$263,970 Land $48,500 Building $215,470
2022	$3,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
BlueBit Networks Fixed Wireless	10 / 1

May also be available: T-Mobile, Verizon.

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