Grayson County property record for 560 Gold Hill Rd, Independence, VA 24348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 2001 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,075 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-A-80D |
| Primary APN | 70-A-80D |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| Gross Area | 3,282 sqft |
| 1st Floor Area | 1,876 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Above Road/Slope |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 560 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 16472 |
|---|---|
| Street Address | 560 GOLD HILL RD |
| City | INDEPENDENCE |
| State | VA |
| Zip | 24348-4140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Description | 1 70-A-80D |
| Jurisdiction | GRAYSON VA |
| Township / Civil Division | WILSON CREEK |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 60202 |
560 Gold Hill Rd is owned and occupied by an individual.
Source: Grayson County records, as of June 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 560 GOLD HILL RD, INDEPENDENCE, VA 24348-4140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance EMM LOANS LLC |
| Apr 17, 2017 | Deed of Trust, Mortgage · Line of Credit TRULIANT FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 560 GOLD HILL RD, INDEPENDENCE, VA 24348-4140 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000669/53 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 669/53 |
| Instrument | 220000714 |
| Name | EMM LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 560 GOLD HILL RD, INDEPENDENCE, VA 24348-4140 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170000631 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 170000631 |
| Name | TRULIANT FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 19, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 560 Gold Hill Rd was $1,075.
Source: Grayson County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Grayson County |
| Unified School District | Grayson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,075.00 | $185,400 Land $16,500 Building $168,900 | $185,400 Land $16,500 Building $168,900 |
| 2023 | $1,217.00 | $185,400 Land $16,500 Building $168,900 | $185,400 Land $16,500 Building $168,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 560 Gold Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 560 Gold Hill Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 76% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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