560 Flat Shoals Rd, Gray, GA 31032 Property Records

Jones County property record for 560 Flat Shoals Rd, Gray, GA 31032

Property Summary

Property Type	Residential Vacant Land
Lot Size	5.36 acres (233,917 sqft)
Owner	Individual on Record
Last Sale	$61,000 (Apr 2025)
Tax Bill	$824 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2025 Construction Loan + 2 more
Flood Zone	Zone A (high risk)
APN	`J47-050E`

Property Details

APN / Parcel Number

Primary APN	`J47-050E`
Alternative APNs	`J47 00 050E` `13055`

Exterior

Lot Area	233,917 sqft (5.36 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13055
Old Parcel Number	J4700050E
Street Address	560 FLAT SHOALS RD
City	GRAY
State	GA
Zip	31032-4638
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	001
Legal Description	LOT 5 FLAT SHOALS PH 1 DB 1154/193 PB 17/172
Legal Subdivision	FLAT SHOALS 4-8 AC
Legal Phase	2
Legal Lot Number	5
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	2
Census Block	2014
Census Tract	30303

Owner

Source: Jones County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	109 PINYON PL, GRAY, GA 31032-5868
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF MONTICELLO
Nov 10, 2025	Deed of Trust, Mortgage · Construction Mortgage BANK OF MONTICELLO
Nov 7, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage WILKINSON COUNTY BANK
Nov 6, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Nov 7, 2023 · Amount on Record
Deed Document Number	0001178781
Deed Book / Page	1178 / 781
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Jun 18, 2026
Property Address	560 FLAT SHOALS RD, GRAY, GA 31032-4638
Document Number	1203000813
Book / Page	1203 / 813
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 NORTHWIND CIR, MC INTYRE, GA 31054-2189

Mortgage

Document Number	1203000815,
Date	Jun 18, 2026
Book Page	1203/815

Lender

Name	BANK OF MONTICELLO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2031

Interest

Rate	6.37%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	560 FLAT SHOALS RD, GRAY, GA 31032-4638
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 FLAT SHOALS RD, GRAY, GA 31032-4638

Mortgage

Document Number	0011900000000336
Date	Nov 10, 2025
Book Page	0000001190/0000000336

Lender

Name	BANK OF MONTICELLO

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2026

November 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JONES GA
Recording Date	Nov 7, 2023
Property Address	560 FLAT SHOALS RD, GRAY, GA 31032-4638
Document Number	0011540193
Book / Page	1154 / 193
Instrument Date	Nov 7, 2023
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 FLAT SHOALS RD, GRAY, GA 31032-4638

Mortgage

Document Number	0001154195
Date	Nov 7, 2023
Instrument	1154/195

Lender

Name	WILKINSON COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	26 Months
Due	Jan 1, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JONES GA
Recording Date	Nov 6, 2020
Property Address	560 FLAT SHOALS RD, GRAY, GA 31032-4638
Document Number	0010390521
Book / Page	001039 / 000521
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 FLAT SHOALS RD GRAY GA 31032, GRAY, GA 31032

Tax Assessment & Valuation

Source: Jones County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$824.00 (+37.1%)	$25,132 (+50.01%) Land $25,132	$62,829 (+5%) Land $62,829
2023	$601.00 (-0.17%)	$16,754 (-) Land $16,754	$41,886 (-) Land $41,886
2022	$602.00	$16,754 Land $16,754	$41,886 Land $41,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tri-CoGo Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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